secwatch.observer — SEC 8-K summary
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Issuer:     Central Bancompany, Inc. (CBC)
CIK:        0002065601
Form:       8-K
Filed at:   2026-01-27T23:59:59+00:00
Accession:  0002065601-26-000003
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Central Bancompany Q4 net income $107.6M ($0.47 EPS); full-year record profitability
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- Full-year GAAP net income $390.9M ($1.75 EPS); adjusted EPS $1.81, up from $1.51 prior year.
- Net interest margin (FTE) 4.41% in Q4, up 2 bps QoQ; deposit cost fell 5 bps to 1.14%.
- Total deposits $15.9B (+5.9% YoY); loans held for investment $11.4B (+1% QoQ).
- CET1 ratio 28.1% at holding company; tangible book value $14.24 per share.
- Adjusted efficiency ratio (FTE) improved to 47.9% for full year from 51.7% in 2024.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2065601/000206560126000003/0002065601-26-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2065601/000206560126000003/cbci-20260127.htm
  HTML page:      https://secwatch.observer/filing/0002065601-26-000003

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer