{"schema_version":"secwatch.filing_event.v1","accession":"0002077096-25-000166","form_type":"8-K","ticker":"CCFN","cik":"0000731122","company_name":"MUNCY COLUMBIA FINANCIAL Corp","filed_at":"2025-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.042163+00:00","generated_at":"2026-05-17T03:29:01.795897+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Muncy Columbia Financial Q3 net income up 33% to $1.90 per share; net interest margin expands to 4.15%","bullets":["Net income $6.7M ($1.90/diluted share) vs $5.1M ($1.42) in Q3 2024, up 33%.","Net interest margin (FTE) 4.15% vs 3.48%; net interest income rose $2.9M to $15.7M.","Non-performing assets increased to $15.5M (0.94% of assets) from $10.1M, due to higher non-accrual loans.","Book value per share $52.17 vs $47.11; equity/assets ratio 11.15% vs 10.43%.","Third quarter dividend $0.45/share (up $0.01); nine-month dividends $1.85 inclusive of $0.50 special."],"urls":{"canonical":"https://secwatch.observer/filing/0002077096-25-000166","json":"https://secwatch.observer/filing/0002077096-25-000166.json","markdown":"https://secwatch.observer/filing/0002077096-25-000166.md","text":"https://secwatch.observer/filing/0002077096-25-000166.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731122/000207709625000166/0002077096-25-000166-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731122/000207709625000166/ea0261620-8k_muncy.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:29:01.795897+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}