secwatch.observer — SEC 8-K summary
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Issuer:     MUNCY COLUMBIA FINANCIAL Corp (CCFN)
CIK:        0000731122
Form:       8-K
Filed at:   2025-10-17T23:59:59+00:00
Accession:  0002077096-25-000166
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Muncy Columbia Financial Q3 net income up 33% to $1.90 per share; net interest margin expands to 4.15%
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- Net income $6.7M ($1.90/diluted share) vs $5.1M ($1.42) in Q3 2024, up 33%.
- Net interest margin (FTE) 4.15% vs 3.48%; net interest income rose $2.9M to $15.7M.
- Non-performing assets increased to $15.5M (0.94% of assets) from $10.1M, due to higher non-accrual loans.
- Book value per share $52.17 vs $47.11; equity/assets ratio 11.15% vs 10.43%.
- Third quarter dividend $0.45/share (up $0.01); nine-month dividends $1.85 inclusive of $0.50 special.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/731122/000207709625000166/0002077096-25-000166-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/731122/000207709625000166/ea0261620-8k_muncy.htm
  HTML page:      https://secwatch.observer/filing/0002077096-25-000166

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