Pinnacle Q1 2026 adjusted EPS $2.39; NIM expands to 3.53%; loan growth 10% annualized

Pinnacle Financial Partners, Inc.

2026-Q1 EPS reported $0.89

Reported diluted EPS $0.89; adjusted diluted EPS $2.39, driven by $275M merger-related charges in the quarter.
Net interest income $933M; net interest margin 3.53%, up 26 bps linked-quarter primarily from loan and securities marks.
Period-end loans $85.2B (+10% annualized); core deposits $91.6B (+8% annualized) on combined basis.
NCO ratio 0.23%, NPA ratio 0.58%; allowance for credit losses 1.19% of total loans.
Adjusted tangible efficiency ratio improved to 51% from 52% legacy Pinnacle in 4Q25; headcount down 2% QoQ.

item 2.02 item 7.01 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Pinnacle Financial Partners, Inc. reported financial results for the three month period ended March 31, 2026.

Period: the three month period ended March 31, 2026
Result: reported results

Exact text from the filing

On April 22, 2026, Pinnacle Financial Partners, Inc. (the "Company") issued a press release announcing the Company’s financial results for the three month period ended March 31, 2026.

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Pinnacle Financial Partners, Inc. filing history →

Source: SEC EDGAR

accession 0002082866-26-000039

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