Axos Financial, Inc. — fact timeline

Axos Financial, Inc. completed an acquisition involving Jenius Bank, a digital banking business of SMBC MANUBANK (closed 2026-05-02).

“On May 2, 2026, Axos Bank (the “Bank”), a subsidiary of Axos Financial, Inc. (the “Company”), completed its previously announced acquisition of all of the United States consumer deposits of Jenius Bank, a digital banking business of SMBC MANUBANK (“SMBC”), pursuant to the terms of the Purchase and Assumption Agreement, dated February 12, 2026”

Axos Financial, Inc. reported third fiscal quarter ended March 31, 2026 results: revenue $306,261, net income $124,677, EPS $2.15.

“EPS was $1.81. Third Quarter Fiscal 2026 Financial Summary Three Months Ended March 31, (Dollars in thousands, except per share data) 2026 2025 % Change Net interest income $ 306,261 $ 275,464 11.2 % Non-interest income $ 85,988 $ 33,373 157.7 % Net income $ 124,677 $ 105,206 18.5 % Adjusted earnings (Non-GAAP) 1 $ 110,224 $ 105,011 5.0 % Diluted EPS $ 2.15 $”

Axos Financial, Inc. entered into Agreement with Capital One, National Association valued at approximately $3.2 billion (effective 2026-04-22).

“On April 22, 2026, Axos Bank (the “Bank”), a subsidiary of Axos Financial, Inc. (the “Registrant”), entered into a purchase and assumption agreement (the “Agreement”) with Capital One, National Association (“Capital One”) to acquire individual retirement accounts (“IRAs”) with an aggregate balance of approximately $3.2 billion deposited into associated savings and certificate of deposit accounts, along with certain assets and liabilities related thereto.”

Axos Financial, Inc. entered into Agreement with SMBC MANUBANK valued at approximately $2.6 billion (effective 2026-02-12).

“On February 12, 2026, Axos Bank (the “Bank”), a subsidiary of Axos Financial, Inc. (the “Registrant”), entered into a purchase and assumption agreement (the “Agreement”) with SMBC MANUBANK (“SMBC”) to acquire all of the United States consumer deposits of Jenius Bank, a digital banking business of SMBC.”

Axos Financial, Inc. incurred senior notes of $200,000,000 aggregate principal amount with Keefe, Bruyette & Woods, Inc., as representative of the underwriters at 7.00% Fixed-to-Floating Rate maturing 2035-10-01.

“On September 19, 2025, Axos Financial, Inc. (the “Company”) completed its previously announced sale of $200,000,000 aggregate principal amount of the Company’s 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035”

Ann Gill was appointed as Senior Vice President and Chief Accounting Officer at Axos Financial, Inc..

“On September 24, 2024, the Board of Directors of Axos Financial, Inc. (the “Registrant”) and its subsidiary Axos Bank (collectively, the “Company”) appointed Ann Gill as the Company’s Senior Vice President and Chief Accounting Officer (“principal accounting officer”).”

Axos Financial, Inc. reported third fiscal quarter ended March 31, 2024 results: net income $110.7 million, an increase of 38.7% from $79.9 million for the quarter ended March 31, 2023, EPS $1.91, an increase of $0.59, or 44.7%, as compared to diluted earnings per share of $1.32 for the quarter ended March 31.

“Axos Financial, Inc. Reports Third Quarter Fiscal 2024 Results LAS VEGAS, NV – (BUSINESS WIRE) – April 30, 2024 – Axos Financial, Inc. (NYSE: AX) (“Axos” or the “Company”) today announced unaudited financial results for the third fiscal quarter ended March 31, 2024. Net income was $110.7 million, an increase of 38.7% from $79.9 million for the quarter ended March 31, 2023. Diluted earnings per share (“EPS”) was $1.91, an increase of $0.59, or 44.7%, as compared to diluted earnings per share of $1.32 for the quarter ended March 31, 2023.”

Axos Financial, Inc. reported second fiscal quarter ended December 31, 2023 results: net income $151.8 million, EPS $2.62.

“Net income was $151.8 million, an increase of 86.1% from $81.6 million for the quarter ended December 31, 2022. Diluted earnings per share was $2.62, an increase of $1.27, or 94.1%, as compared to diluted earnings per share of $1.35 for the quarter ended December 31, 2022.”

Sara Wardell-Smith was elected as Director at Axos Financial, Inc..

“On November 27, 2023, the Board of Directors of Axos Financial, Inc. (the “Company”) and Axos Bank (the “Bank”) increased the number of directors and elected Sara Wardell‐Smith as a new director of each of the Board of Directors of the Company and the Bank, effective as of December 1, 2023.”

Axos Financial, Inc. shareholders approved Ratification of BDO USA, P.A. as independent auditor for fiscal year 2024 at the 2023-11-09 meeting.

“The fifth proposal was the ratification of the appointment of BDO USA, P.A. as the Company’s independent public accounting firm for fiscal year 2024.”

Axos Financial, Inc. shareholders approved Approval of Amended and Restated 2014 Stock Incentive Plan at the 2023-11-09 meeting.

“The fourth proposal was to approve the Amended and Restated 2014 Stock Incentive Plan.”

Axos Financial, Inc. shareholders voted on Advisory vote on frequency of future advisory votes on executive compensation at the 2023-11-09 meeting.

“The third proposal was to recommend, in a non-binding and advisory vote, whether future non-binding and advisory stockholder votes on executive compensation should occur every year, every two years, or every three years.”

Axos Financial, Inc. shareholders approved Advisory vote on named executive officer compensation for fiscal year 2023 at the 2023-11-09 meeting.

“The second proposal was to approve in a non-binding and advisory vote, the compensation of the Company’s Named Executive Officers for fiscal year 2023 as disclosed in the Company’s proxy statement.”

Axos Financial, Inc. shareholders approved Election of Class I Directors at the 2023-11-09 meeting.

“The first proposal was the election of the following Class I directors with terms expiring in 2026: Tamara N. Bohlig, Nicholas A. Mosich, and Edward J. Ratinoff.”

Axos Financial, Inc. reported first fiscal quarter ended September 30, 2023 results: net income $82.6 million, EPS $1.38.

“Axos Financial, Inc. Reports First Quarter Fiscal 2024 Results”

Axos Financial, Inc.: Amended and restated Bylaws effective May 25, 2023, adopting universal proxy rule requirements in Article II, Section 10, including proxy card color, proxy solicitation representation, information requirements, and vote disregard for non-compliance with Rule 14a-19 (effective 2023-05-25).

“On May 25, 2023, the Board of Directors of Axos Financial, Inc. (the “Company”) amended and restated the Company’s Bylaws (the “Bylaws”), effective immediately.”

Axos Financial, Inc. reported fiscal third quarter ended March 31, 2023 results: net income $79.9 million, EPS $1.32.

“Net income was $79.9 million, an increase of 29% from $61.8 million for the quarter ended March 31, 2022. Diluted earnings per share were $1.32, an increase of $0.30, or 29%, as compared to diluted earnings per share of $1.02 for the quarter ended March 31, 2022.”

Axos Financial, Inc. reported the fiscal second quarter ended December 31, 2022 results: net income Net income was $81.6 million, EPS Diluted earnings per share were $1.35.

“Net income was $81.6 million, an increase of 34% from $60.8 million for the quarter ended December 31, 2021. Diluted earnings per share were $1.35, an increase of $0.35, or 35%, as compared to diluted earnings per share of $1.00 for the quarter ended December 31, 2021.”

Axos Financial, Inc. shareholders approved Ratification of the appointment of BDO USA, LLP as independent public accounting firm at the 2022-11-10 meeting.

“The fourth proposal was the ratification of the appointment of BDO USA, LLP as the Company's independent public accounting firm for fiscal year 2023. For Against Abstain Broker Non-Votes 52,634,098 423,264 41,868 0”

Axos Financial, Inc. shareholders rejected Non-binding advisory vote on the compensation of Named Executive Officers at the 2022-11-10 meeting.

“The third proposal was to approve in a non-binding and advisory vote, the compensation of the Company's Named Executive Officers as disclosed in the Company's proxy statement. For Against Abstain Broker Non-Votes 18,221,385 28,248,832 307,460 6,321,553”

Axos Financial, Inc. shareholders approved Approval of an Amendment to the Certificate of Incorporation to limit the liability of certain officers at the 2022-11-10 meeting.

“The second proposal was to approve an Amendment to the Certificate of Incorporation to limit the liability of certain officers of the Company as permitted by Delaware law. For Against Abstain Broker Non-Votes 46,277,071 427,520 73,086 6,321,553”

Axos Financial, Inc. shareholders approved Election of Class III directors with terms expiring in 2025 at the 2022-11-10 meeting.

“The first proposal was the election of the following Class III directors with terms expiring in 2025: James S. Argalas, James J. Court, Stefani D. Carter, Roque A. Santi. For Withheld Broker Non-Votes James S. Argalas 44,756,996 2,020,681 6,321,553 Stefani D. Carter 42,345,259 4,432,418 6,321,553 James J. Court 28,616,502 18,161,175 6,321,553 Roque A. Santi 46,140,838 636,839 6,321,553”

Axos Financial, Inc. reported financial results for first fiscal quarter ended September 30, 2022.

“On October 27, 2022, Axos Financial, Inc. (the “Registrant”) issued a press release announcing its first quarter results of operations for the period ended September 30, 2022.”

Roque A. Santi was appointed as Director at Axos Financial, Inc..

“on the recommendation of the Nominating/Corporate Governance Committee of Axos Financial, Inc. ("the Company"), the Board of Directors of each of the Company and Axos Bank ("the Bank") appointed Mr. Roque A. Santi as a new director, effective as of August 22, 2022”

J. Brandon Black resigned as Director at Axos Financial, Inc..

“On November 1, 2021, J. Brandon Black, a director of Axos Financial, Inc. ("the Company"), resigned from the Company's Board of Directors and the Board of Directors of Axos Bank.”

Andrew J. Micheletti was appointed as Executive Vice President, Finance at Axos Financial, Inc..

“On the same date, Andrew J. Micheletti, who was previously Executive Vice President and Chief Financial Officer of Axos, was appointed Executive Vice President, Finance of Axos and in connection with such appointment, resigned his role as the Company’s principal financial officer.”

Derrick K. Walsh was appointed as Executive Vice President and Chief Financial Officer at Axos Financial, Inc..

“On September 23, 2021, Axos Financial, Inc. (the “Company”) appointed Derrick K. Walsh as the Executive Vice President and Chief Financial Officer of the Company and its wholly-owned subsidiary, Axos Bank”

Stefani Carter was appointed as Director at Axos Financial, Inc..

“On August 31, 2021, on the recommendation of the Nominating/Corporate Governance Committee of Axos Financial, Inc. ("the Company"), the Board of Directors of each of the Company and Axos Bank ("the Bank") appointed Ms. Stefani Carter as a new director, effective as of August 31, 2021, of each of the Company and the Bank.”