ENB Financial Corp reported the first quarter of 2026 results: net income $4,024,000, EPS $0.71.
“ENB Financial Corp Reports First Quarter 2026 Results (April 24, 2026) -- Ephrata, PA – ENB Financial Corp (OTCQX: ENBP), the bank holding company for Ephrata National Bank, reports net income for the first quarter of 2026 of $4,024,000 a $292,000, or a 6.8% decrease, from the $4,316,000 earned during the first quarter of 2025. Basic and diluted earnings per share for the first quarter of 2026 were $0.71 compared to $0.76 for the same period in 2025.”
M&A Transactions
ENB Financial Corp completed an acquisition involving Cecil Bancorp, Inc. for $31.3 million in cash (closed 2026-02-01).
“all outstanding and unexercised options to purchase shares of Cecil common stock were redeemed for cash. As a result of the acquisition, ENB issued an aggregate of approximately $31.3 million in cash in the merger. The foregoing description of the Agreement does not purport to be complete and is qualified in its entirety by reference to the full text of the”
Debt Financings
ENB Financial Corp incurred senior notes of $42,500,000 in aggregate principal amount with institutional accredited investors and qualified institutional buyers at 6.50% maturing December 31, 2035.
“On December 17, 2025, ENB Financial Corp (the "Company") entered into Subordinated Note Purchase Agreements (the "Purchase Agreements") with certain institutional accredited investors and qualified institutional buyers (the "Purchasers") pursuant to which the Company sold and issued $42,500,000 in aggregate principal amount of its 6.50% fixed to floating rate subordinated notes due December 31, 2035 (the "Notes").”
Jose R. Lopez was appointed as director at ENB Financial Corp.
“On March 19, 2025, the Boards of Directors of ENB Financial Corp (the “Corporation”) and its wholly-owned subsidiary, Ephrata National Bank (the “Bank”), appointed Jose R. Lopez as a director of the Corporation and the Bank.”
Chad E. Neiss changed role as Senior Executive Vice President/Chief Strategy Officer and Head of Mortgage Division at ENB Financial Corp.
“On June 27, 2024, Chad E. Neiss, Senior Executive Vice President/Chief Strategy Officer and Head of Mortgage Division of ENB Financial Corp’s (the “Corporation”) wholly-owned subsidiary, Ephrata National Bank (the “Bank”) transitioned from his position with the Bank effective immediately.”
Shareholder Votes
ENB Financial Corp shareholders approved Ratify S.R. Snodgrass, P.C. as public accounting firm for year ending December 31, 2024 at the 2024-05-07 meeting.
“Proposal No. 2 - Ratify S.R. Snodgrass, P.C. as public accounting firm for year ending December 31, 2024: The shareholders voted to ratify S.R Snodgrass, P.C. as the public accounting firm for the year ending December 31, 2024. The results of the vote were as follows: For Against Abstain 4,194,643 8,325 54,342”
Shareholder Votes
ENB Financial Corp shareholders approved Election of Class B Directors at the 2024-05-07 meeting.
“Proposal No. 1 – Election of Class B Directors The shareholders voted to elect four (4) Class B directors to serve for a term of three (3) years and until their successors are elected and qualified. The results of the vote were as follows: Name For Withheld Broker Non-Votes Willis R. Lefever 3,665,041 60,351 531,918 Jay S. Martin 3,682,997 42,395 531,918 Judith A. Weaver 3,678,862 46,530 531,918 Roger L. Zimmerman 3,677,844 47,548 531,918”
Shareholder Votes
ENB Financial Corp shareholders approved Ratify S.R. Snodgrass, P.C. as public accounting firm for year ending December 31, 2024 at the 2024-05-07 meeting.
“Proposal No. 2 - Ratify S.R. Snodgrass, P.C. as public accounting firm for year ending December 31, 2024: The shareholders voted to ratify S.R Snodgrass, P.C. as the public accounting firm for the year ending December 31, 2024. The results of the vote were as follows: For Against Abstain 4,197,337 8,325 54,342”
Shareholder Votes
ENB Financial Corp shareholders approved Election of Class B Directors at the 2024-05-07 meeting.
“Proposal No. 1 – Election of Class B Directors The shareholders voted to elect four (4) Class B directors to serve for a term of three (3) years and until their successors are elected and qualified.”
Facts are extracted by an LLM and gated to those whose source quote is present verbatim in the filing text. Coverage is best-effort while backfill and monitoring mature; this is not yet a full-market index. See methodology.