secwatch / observer

EZCORP INC — fact timeline

Source-grounded facts extracted from EZCORP INC's SEC 8-K filings across all families, newest first. Each cites a verbatim SEC excerpt.

EZPW EZCORP INC JSON
Earnings Releases

EZCORP INC reported the second quarter ended March 31, 2026 results: revenue $446.9 million, net income $49.1 million, EPS $0.61.

“85% to $0.61. On an adjusted basis 1 , diluted earnings per share increased 76% to $0.58. • Adjusted EBITDA increased 76% to $76.9 million. • Total revenues increased 46% to $446.9 million, while gross profit increased 46% to $260.0 million. • Pawn loans outstanding (PLO) increased 33% to $349.4 million. • Completed the acquisition of Founders One, LLC ("Founders")”
Debt Financings

EZCORP INC incurred senior notes of $300,000,000 aggregate principal amount with Truist Bank at 7.375% per year maturing April 1, 2032.

“On March 28, 2025, EZCORP, Inc. (the “Company”) issued $300,000,000 aggregate principal amount of the Company’s 7.375% senior notes due 2032 (the “Notes”), pursuant to an indenture, dated March 28, 2025 (the “Indenture”), by and among the Company, certain of the Company’s wholly owned domestic subsidiaries and Truist Bank, as trustee (the “Trustee”) in a private placement”

Robert J. Hicks departed as Chief Accounting Officer at EZCORP INC.

“Mr. Hicks will remain with the Company as Deputy Chief Accounting Officer until the end of February 2025, at which time he will depart the Company.”

Michael Croney was appointed as Chief Accounting Officer at EZCORP INC.

“EZCORP, Inc. (“the Company”) has appointed Michael Croney as Chief Accounting Officer (principal accounting officer), effective February 10, 2025.”
Earnings Releases

EZCORP INC reported second quarter ended March 31, 2024 results: revenue $285.6, net income $21.5, EPS $0.29.

“shareholders,” concluded Given. CONSOLIDATED RESULTS Three Months Ended March 31 As Reported Adjusted 1 in millions, except per share amounts 2024 2023 2024 2023 Total revenues $ 285.6 $ 258.4 $ 280.2 $ 258.4 Gross profit $ 167.6 $ 149.2 $ 164.6 $ 149.2 Income (loss) before tax $ 28.7 $ (7.3) $ 27.6 $ 24.3 Net income (loss) $ 21.5 $ (6.8) $ 20.7 $ 17.1 Diluted”
Shareholder Votes

EZCORP INC shareholders approved Election of Directors at the 2024-03-21 meeting.

“On March 21, 2024 the sole holder of the Company’s Class B Voting Common Stock (the “Voting Stockholder”) re-elected the following persons to serve on the Company’s Board of Directors, effective at the Annual Meeting of Stockholders held on March 21, 2024: Matthew W. Appel, Zena Srivatsa Arnold, Phillip E. Cohen, Lachlan P. Given, Jason A. Kulas, Pablo Lagos Espinosa, and Gary L. Tillett.”
Earnings Releases

EZCORP INC reported first quarter ended December 31, 2023 results: revenue $300.0, net income $28.5, EPS $0.36.

“year.” concluded Given. CONSOLIDATED RESULTS Three Months Ended December 31 As Reported Adjusted 1 in millions, except per share amounts 2023 2022 2023 2022 Total revenues $ 300.0 $ 264.3 $ 292.9 $ 264.3 Gross profit $ 172.6 $ 152.5 $ 168.8 $ 152.5 Income before tax $ 37.7 $ 24.5 $ 37.2 $ 28.3 Net income $ 28.5 $ 16.8 $ 28.2 $ 21.6 Diluted earnings per”
Earnings Releases

EZCORP INC reported financial results for third quarter ended June 30, 2023.

“On August 2, 2023, EZCORP, Inc. ("EZCORP") issued a press release announcing its results of operations and financial condition for the full year and quarter ended June 30, 2023.”
Earnings Releases

EZCORP INC reported second quarter ended March 31, 2023 results: revenue $ 258.4, net income $ (6.8), EPS $ (0.12).

“Three Months Ended March 31 As Reported Adjusted 1 in millions, except per share amounts 2023 2022 2023 2022 Total revenues $ 258.4 $ 216.0 $ 253.8 $ 216.0 Gross profit $ 149.2 $ 128.9 $ 146.7 $ 128.9 (Loss) income before tax $ (7.3) $ 20.1 $ 24.0 $ 22.3 Net (loss) income $ (6.8) $ 14.9 $ 17.0 $ 16.7 Diluted (loss) earnings per share $ (0.12) $ 0.20 $ 0.23 $ 0.22”
Shareholder Votes

EZCORP INC shareholders approved Re-election of Directors at the 2023-03-02 meeting.

“On March 2, 2023, the sole holder of the Company’s Class B Voting Common Stock (the “Voting Stockholder”) re-elected the following persons to serve on the Company’s Board of Directors, effective at the Annual Meeting of Stockholders held on March 2, 2023: Matthew W. Appel, Zena Srivatsa Arnold, Phillip E. Cohen, Lachlan P. Given, Jason A. Kulas, Pablo Lagos Espinosa, and Gary L. Tillett. Each of such persons shall serve a one-year term until the next annual meeting of stockholders (or, if earlier, until his or her death, removal or resignation). On March 2, 2023, there were 2,970,171 shares of the Company's Class B Voting Common Stock outstanding, all of which are held by MS Pawn Limited Partnership (the Voting Stockholder).”
Debt Financings

EZCORP INC incurred convertible notes of $230,000,000 with Truist Bank at 3.75% per year maturing December 15, 2029.

“On December 12, 2022, the Company issued $230,000,000 of the Notes pursuant to an indenture, dated as of December 12, 2022 (the “Indenture”), between the Company and Truist Bank, as trustee.”
Material Agreements

EZCORP INC entered into Indenture with Truist Bank valued at $230,000,000 of the Notes (effective 2022-12-12).

“On December 12, 2022, the Company issued $230,000,000 of the Notes pursuant to an indenture, dated as of December 12, 2022 (the “Indenture”), between the Company and Truist Bank, as trustee.”
Material Agreements

EZCORP INC entered into Purchase Agreement with Morgan Stanley & Co. LLC valued at $200,000,000 aggregate principal amount (effective 2022-12-07).

“On December 7, 2022, EZCORP, Inc. (the “Company”) entered into a purchase agreement (the “Purchase Agreement”) with Morgan Stanley & Co. LLC, as representative (the “Representative”) of the initial purchasers (the “Initial Purchasers”), relating to the sale by the Company of $200,000,000 aggregate principal amount of its 3.75% convertible senior notes due 2029”
Earnings Releases

EZCORP INC reported the full year ended September 30, 2022 results: revenue $ 886.2, net income $ 50.2, EPS $ 0.70.

“Twelve Months Ended September 30 As Reported Adjusted 2 in millions, except per share amounts 2022 2021 2022 2021 Total revenues $ 886.2 $ 729.6 $ 887.4 $ 729.6 Gross profit 1 $ 528.1 $ 449.5 $ 528.7 $ 449.5 Income before tax $ 67.7 $ 16.1 $ 71.6 $ 31.6 Net income $ 50.2 $ 8.6 $ 54.3 $ 21.4 Diluted earnings per share $ 0.70 $ 0.15 $ 0.75 $ 0.38”
Earnings Releases

EZCORP INC reported the quarter ended September 30, 2022 results: revenue $ 233.4, net income $ 7.3, EPS $ 0.11.

“Three Months Ended September 30 As Reported Adjusted 2 in millions, except per share amounts 2022 2021 2022 2021 Total revenues $ 233.4 $ 192.4 $ 233.9 $ 192.4 Gross profit 1 $ 137.6 $ 119.3 $ 137.9 $ 119.3 Income before tax $ 13.2 $ 4.5 $ 12.9 $ 9.4 Net income $ 7.3 $ 1.6 $ 10.6 $ 6.2 Diluted earnings per share $ 0.11 $ 0.03 $ 0.15 $ 0.11”
Shareholder Votes

EZCORP INC shareholders approved Amendment to 2022 Long-Term Incentive Plan and 2010 Long-Term Incentive Plan to conform provisions to CIC Severance Plan and provide for acceleration of vesting upon Qualifying Termination at the 2022-11-15 meeting.

“Item 5.07 — Submission of Matters to a Vote of Security Holders On November 15, 2022, the sole holder of the Company’s Class B Voting Common Stock (the “Voting Stockholder”) approved certain amendments to the 2022 Long-Term Incentive Plan (applicable to long-term incentive equity awards issued from and after January 31, 2022) and the 2010 Long-Term Incentive Plan (applicable to currently outstanding long-term incentive equity awards that were issued on or before December 31, 2021) to conform the provisions of such plans to the CIC Severance Plan and to provide for acceleration of vesting upon the occurrence of a Qualifying Termination for all future and currently outstanding long-term incentive equity awards (as discussed above). A copy of the Amended and Restated 2022 Long-Term Incentive Plan is filed as Exhibit 10.5 to the Fiscal 2022 Form 10-K, and a copy of the Amendment to the 2010 Long-Term Incentive Plan is filed as Exhibit 10.7 to the Fiscal 2022 Form 10-K. On November 15, 2022”

Francisco J. Kuthy Saenger departed as President, Mexico Pawn at EZCORP INC.

“Effective September 21, 2022, Francisco J. Kuthy Saenger has left the Company.”

John Blair Powell, Jr. was appointed as Chief Operating Officer at EZCORP INC.

“John Blair Powell, Jr. has been appointed Chief Operating Officer (principal operating officer), effective March 3, 2022.”

John Blair Powell, Jr. was appointed as co-Interim Chief Executive Officer at EZCORP INC.

“On January 12, 2022, the Board appointed Lachlan P. Given and John Blair Powell, Jr. as co-Interim Chief Executive Officers (co-principal executive officers), effective immediately.”

Lachlan P. Given was appointed as co-Interim Chief Executive Officer at EZCORP INC.

“On January 12, 2022, the Board appointed Lachlan P. Given and John Blair Powell, Jr. as co-Interim Chief Executive Officers (co-principal executive officers), effective immediately.”

Jason A. Kulas resigned as Chief Executive Officer at EZCORP INC.

“On January 12, 2022, Jason A. Kulas (principal executive officer) informed the Company's Board of Directors (the "Board") that he was resigning from his position as Chief Executive Officer to accept a position at another company, and the Board accepted that resignation later that day.”

Fred E. Herman departed as Chief Accounting Officer at EZCORP INC.

“Mr. Hicks takes over the Chief Accounting Officer role from Fred E. Herman, who is retiring from the position after having been appointed in July 2020.”

Robert J. Hicks was appointed as Chief Accounting Officer at EZCORP INC.

“EZCORP, Inc. (the “Company”) has appointed Robert J. Hicks as Chief Accounting Officer (principal accounting officer), effective December 1, 2021.”

Facts are extracted by an LLM and gated to those whose source quote is present verbatim in the filing text. Coverage is best-effort while backfill and monitoring mature; this is not yet a full-market index. See methodology.