secwatch / observer

Chicago Atlantic Real Estate Finance, Inc. — fact timeline

Source-grounded facts extracted from Chicago Atlantic Real Estate Finance, Inc.'s SEC 8-K filings across all families, newest first. Each cites a verbatim SEC excerpt.

REFI Chicago Atlantic Real Estate Finance, Inc. JSON
Earnings Releases

Chicago Atlantic Real Estate Finance, Inc. reported first quarter ended March 31, 2026 results: net income Net income $ 4,840,364 $ 0.23, EPS Distributable earnings - diluted $ 9,833,020 $ 0.46.

“$ 0.61 $ 14,238,203 $ 0.66 $ 13,041,933 $ 0.61 Total expenses before provision for expected credit losses $ 4,239,871 $ 0.20 $ 5,981,137 $ 0.28 $ 4,073,897 $ 0.19 Net income $ 4,840,364 $ 0.23 $ 8,157,249 $ 0.38 $ 10,041,312 $ 0.47 (Benefit) provision for current expected credit losses $ 3,837,851 $ 0.18 $ 99,817 $ 0.00 $ (1,073,276 ) $ (0.05 ) Distributable”
Debt Financings

Chicago Atlantic Real Estate Finance, Inc. amended revolving credit with various financial institutions maturing June 30, 2028.

“The August 2025 Amendment amends the Sixth Amended and Restated Loan and Security Agreement, dated September 30, 2024 (the “Sixth Amended and Restated LSA”), to extend the contractual maturity date from June 30, 2026 to June 30, 2028.”
Earnings Releases

Chicago Atlantic Real Estate Finance, Inc. updated its first quarter ended March 31, 2024 guidance (reaffirmed).

“issued a press release announcing its financial results for the first quarter ended March 31, 2024.”
Earnings Releases

Chicago Atlantic Real Estate Finance, Inc. reported year ended December 31, 2023 results: net income Net Income of approximately $38.7 million, EPS $2.11 per weighted average diluted common share.

“Net Income of approximately $38.7 million, or $2.11 per weighted average diluted common share.”
Earnings Releases

Chicago Atlantic Real Estate Finance, Inc. reported fourth quarter ended December 31, 2023 results: net income Net income of approximately $9.4 million, EPS $0.51 per weighted average diluted share.

“Net income of approximately $9.4 million, or $0.51 per weighted average diluted share, representing a sequential decrease of 5.8%, primarily due to the aforementioned increase in net management and incentive fees.”
Debt Financings

Chicago Atlantic Real Estate Finance, Inc. amended revolving credit of up to $150 million maturing June 30, 2026.

“extend the contractual maturity date from December 16, 2024 to June 30, 2026, and increase the accordion feature of the Revolving Loan to permit aggregate loan commitments of up to $150 million.”
Material Agreements

Chicago Atlantic Real Estate Finance, Inc. amended Fifth Amended and Restated Loan and Security Agreement with the various financial institutions party thereto, as lenders valued at up to $150 million (effective 2024-02-28).

“On February 28, 2024, Chicago Atlantic Lincoln, LLC (“CAL”), a Delaware limited liability company and a wholly-owned financing subsidiary of Chicago Atlantic Real Estate Finance, Inc. (the “Company”), entered into the Fifth Amended and Restated Loan and Security Agreement (the “Fifth Amended and Restated LSA”) by and among CAL and other borrowers from time to time party thereto, as the borrower (the “Borrowers”), and the various financial institutions party thereto, as lenders (the “Lenders”) related to a secured revolving credit facility (the “Revolving Loan”).”

Facts are extracted by an LLM and gated to those whose source quote is present verbatim in the filing text. Coverage is best-effort while backfill and monitoring mature; this is not yet a full-market index. See methodology.