Rocket Companies, Inc. — fact timeline

Rocket Companies, Inc. entered into Indenture with U.S. Bank Trust Company, National Association valued at $ 900,000,000 aggregate principal amount of 6.125% senior notes due 2031 and $600,000,000 aggregate (effective 2026-06-16).

“On June 16, 2026, Rocket Companies, Inc. (the “ Company ”) closed its previously announced offering of $ 900,000,000 aggregate principal amount of 6.125% senior notes due 2031 (the “ 2031 Notes ”) and $600,000,000 aggregate principal amount of 6.500% senior notes due 2034 (the “ 2034 Notes ” and collectively with the 2031 Notes, the “ Notes ”) in private transactions pursuant to Rule 144A and/or Regulation S under the Securities Act of 1933, as amended (the “ Securities Act ”) (the “ Offering ”) . The Notes were issued pursuant to an Indenture, dated as of June 16, 2026 (the “ Indenture ”), among the Company, the guarantors party thereto and U.S. Bank Trust Company, National Association, as trustee.”

Rocket Companies, Inc. shareholders approved Approval of amendment to Amended and Restated Rocket Companies, Inc. 2020 Team Member Stock Purchase Plan (TMSPP) to increase authorized shares available for purchase at the 2026-06-10 meeting.

“Approved an amendment to the Amended and Restated Rocket Companies, Inc. 2020 Team Member Stock Purchase Plan (the “ TMSPP ”) to increase the number of authorized shares available for purchase under the TMSPP”

Rocket Companies, Inc. shareholders approved Ratification of appointment of Ernst & Young LLP as independent registered public accounting firm for the year ending December 31, 2026 at the 2026-06-10 meeting.

“Ratified the appointment of Ernst & Young LLP as the Company’s independent registered public accounting firm for the year ending December 31, 2026”

Rocket Companies, Inc. shareholders approved Election of three Class III directors to hold office until the 2029 annual meeting at the 2026-06-10 meeting.

“Elected the three Class III director nominees, each director to hold office until the 2029 annual meeting of stockholders and until such director’s successor is duly elected and qualified, subject to earlier resignation, retirement or other termination of service”

Rocket Companies, Inc. reported the first quarter ended March 31, 2026 results: revenue $ 2,941, net income $ 297, EPS $ 0.10.

“Total revenue, net $ 2,941 $ 1,101 Total expenses $ 2,541 $ 1,324 GAAP net income (loss) $ 297 $ (212) Adjusted revenue $ 2,822 $ 1,360 Adjusted net income $ 422 $ 80 Adjusted EBITDA $ 738 $ 169 GAAP diluted earnings (loss) per share $ 0.10 $ (0.08) Adjusted diluted earnings per share $ 0.15 $ 0.04”

Rocket Companies, Inc. amended Amended and Restated Master Repurchase Agreement with Bank of America, N.A. valued at Total funding capacity of $25.9 billion under all master repurchase agreements, early funding facili (effective 2025-12-19).

“On December 19, 2025, Rocket Mortgage, LLC (the "Company"), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc. ("Rocket"), entered as a "guarantor" into that certain Amendment No. 9 (the "MRA Amendment") to that certain Amended and Restated Master Repurchase Agreement dated as of June 29, 2021 (the "Master Repurchase Agreement"), and the related Transaction Terms Letter, along with RCKT Mortgage SPE-A, LLC, as "seller", and Bank of America, N.A., as "buyer" as the other parties to the MRA Amendment and the Master Repurchase Agreement.”

Rocket Companies, Inc. amended Amendment No. 5 to Pricing Letter with Morgan Stanley Bank, N.A. (effective 2025-11-26).

“entered into Amendment No. 5 to Pricing Letter, related to that certain Master Repurchase Agreement, dated as of May 7, 2024 (as amended, supplemented and otherwise modified from time to time, the "Agreement"), which extended the expiration date of the existing Agreement from December 23, 2026 to November 26, 2027”

Rocket Companies, Inc. incurred senior notes of $738,075,000 million in aggregate principal amount of 6.500% Senior Notes due 2029 and $955,326,000 million in aggregate with U.S. Bank Trust Company, National Association at 6.500% per year for the 2029 Notes; 7.125% per year for the 2032 Notes maturing August 1, 2029 for the 2029 Notes; February 1, 2032 for the 2032 Notes.

“On October 1, 2025, the Company issued $738,075,000 million in aggregate principal amount of 6.500% Senior Notes due 2029 (the "2029 Notes") and $955,326,000 million in aggregate principal amount of 7.125% Senior Notes due 2032 (the "2032 Notes" and, together with the 2029 Notes, the "New Rocket Notes").”

Rocket Companies, Inc. completed an acquisition involving Mr. Cooper Group Inc. (closed 2025-10-01).

“On October 1, 2025, the Mergers became effective and the acquisition of Mr. Cooper was completed.”

Rocket Companies, Inc. completed an acquisition involving Redfin Corporation for approximately 103,391,679 shares of Rocket Class A common stock, par value $0.00001 (closed 2025-07-01).

“On July 1, 2025, Rocket Companies, Inc. (“Rocket” or the “Company”) completed the previously announced acquisition of Redfin Corporation (“Redfin”), a Delaware corporation. Pursuant to the Agreement and Plan of Merger, dated as of March 9, 2025 (the “Merger Agreement”), by and among the Company, Redfin and Neptune Merger Sub, Inc., a Delaware corporation and wholly owned subsidiary of the Company (“Merger Sub”), Merger Sub merged with and into Redfin (the “Merger”), with Redfin surviving the Merger and continuing as a wholly owned subsidiary of the Company. As consideration for the Merger, approximately 103,391,679 shares of Rocket Class A common stock, par value $0.00001 (“Rocket common stock”) were issued to the stockholders of Redfin.”

Rocket Companies, Inc.: Filed restated certificate of incorporation removing all references to retired Class D Common Stock and adding a provision that reduces the voting power of Class L Common Stock to 79% when aggregate voting power would otherwise exceed that threshold.

“The Restated Charter integrates the effectiveness of the certificate of retirement by removing all references to the retired Class D Common Stock from the certificate of incorporation, but it does not amend any provision of the Charter Amendment. The Restated Charter also provides that, at any time when the aggregate voting power of the outstanding Class L Common Stock would be equal to or greater than 79% of the total voting power of the Company’s outstanding stock, the number of votes per share of each share of Class L Common Stock will be reduced such that the aggregate voting power of all such Class L Common Stock is equal to 79%.”

Rocket Companies, Inc.: Amended and restated certificate of incorporation to authorize new Class L Common Stock, eliminate Class B Common Stock and Class C Common Stock, and update corporate opportunity waiver.

“the Company amended and restated its certificate of incorporation (the “Charter Amendment”) to, among other things, authorize the issuance, and provide the terms of, a new class of Class L Common Stock, to eliminate the Class B Common Stock and Class C Common Stock, and to update the corporate opportunity waiver so that it applies to RHI II or any officer, director, member, partner or employee of RHI II and its affiliates instead of RHI or any officer, director, member, partner or employee of RHI.”

Rocket Companies, Inc. amended credit facility of $750 million to $1.0 billion with Banco Santander, S.A. maturing June 11, 2027.

“extended the expiration date of the existing Master Repurchase Agreement, dated as of June 17, 2024, between Santander, as buyer, and the Company, as seller (as amended, the "Santander Master Repurchase Agreement") from June 12, 2026 to June 11, 2027, increased the facility amount from $750 million to $1.0 billion and effectuated certain other technical changes”

Rocket Companies, Inc. amended credit facility of $3.0 billion with JPMorgan Chase Bank, National Association maturing June 11, 2027.

“The Second Amended and Restated MRA and Pricing Side Letters extended the termination date of the Master Repurchase Agreement from May 29, 2026 to June 11, 2027, increased the facility from $2.0 billion to $3.0 billion and effectuated certain other technical changes to the Master Repurchase Agreement.”

Nancy Tellem departed as Class II Director at Rocket Companies, Inc..

“On May 20, 2025, Rocket Companies, Inc. (the "Company") received notice from Nancy Tellem of her decision not to stand for re-election as a Class II director at the Company's annual stockholder meeting.”

Rocket Companies, Inc. incurred revolving credit of initial aggregate commitment of $1.15 billion with JPMorgan Chase Bank, N.A., as administrative agent at base rate (which may include a term SOFR rate) plus an applicable margin maturing July 3, 2028.

“entered into a new Revolving Credit Agreement (the "2025 Credit Agreement") with the lenders party thereto, JPMorgan Chase Bank, N.A., as administrative agent (the "Administrative Agent"), and the other parties party thereto, with an initial aggregate commitment of $1.15 billion maturing on July 3, 2028”

Heather Lovier was appointed as Chief Operating Officer at Rocket Companies, Inc..

“As previously announced on June 26, 2024, Rocket Companies, Inc. (the “Company”) has appointed Heather Lovier as the Company’s Chief Operating Officer, effective June 20, 2024.”

Bill Emerson changed role as President at Rocket Companies, Inc..

“Mrs. Lovier replaces Bill Emerson, who will continue as the Company’s President.”

Heather Lovier was appointed as Chief Operating Officer at Rocket Companies, Inc..

“On June 20, 2024, the Board of Directors (the “Board”) of Rocket Companies, Inc. (the “Company”) appointed Heather Lovier as the Company’s Chief Operating Officer.”

Rocket Companies, Inc. reported Q1'24 results: revenue $1.4 billion, net income $291 million, EPS $0.11 per GAAP diluted earnings per share.

“Generated Q1'24 total revenue, net of $1.4 billion and adjusted revenue of $1.2 billion. Adjusted revenue exceeded the high end of guidance range, and year-over-year growth accelerated for the third quarter in a row • Reported Q1'24 GAAP net income of $291 million, or $0.11 per GAAP diluted earnings per share and adjusted net income of $84 million, or $0.04 per adjusted diluted earnings per share • Delivered Q1'24 adjusted EBITDA of $174 million, the highest adjusted EBITDA in two years”

Rocket Companies, Inc. reported first quarter ended March 31, 2024 results: revenue $1,384, net income $291 million, EPS $0.11 per GAAP diluted earnings per share.

“our mission to help everyone home.” First Quarter 2024 Financial Summary 1 ROCKET COMPANIES ($ in millions, except per share amounts) Q1-24 Q1-23 (Unaudited) Total revenue, net $ 1,384 $ 666 Total expenses $ 1,085 $ 1,082 GAAP net income (loss) $ 291 $ (411) Adjusted revenue $ 1,163 $ 882 Adjusted net income (loss) $ 84 $ (111) Adjusted EBITDA $ 174 $ (79) GAAP”

Noah Edwards was appointed as Chief Accounting Officer at Rocket Companies, Inc..

“On March 25, 2024, Rocket Companies, Inc. (the “Company”) appointed Noah Edwards as the Company’s Chief Accounting Officer.”

Rocket Companies, Inc. reported financial results for the fourth quarter and full year ended December 31, 2023.

“On February 22, 2024, Rocket Companies, Inc. (the "Company") issued a press release announcing its results for the fourth quarter and full year ended December 31, 2023.”

Alastair Rampell was appointed as Class II Director at Rocket Companies, Inc..

“voted to expand the Board from eight directors to nine directors and to fill the newly created vacancy on the Board by appointing Alastair Rampell to serve as a Class II director, effective February 1, 2024”

Varun Krishna was appointed as Class III director at Rocket Companies, Inc..

“voted to expand the Board from seven directors to eight directors and to fill the newly created vacancy on the Board by appointing Varun Krishna, the Company’s Chief Executive Officer, to serve as a Class III director”

Rocket Companies, Inc. amended Amendment No. 2 to Second Amended and Restated Master Repurchase Agreement with UBS AG valued at Total funding capacity of $24.3 billion as of November 30, 2023 (effective 2023-11-30).

“On November 30, 2023, Rocket Mortgage, LLC (the “Company”), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc., as a seller, One Reverse Mortgage, LLC (“ORM”), a Delaware limited liability company and indirect subsidiary of the Company, as a seller, and UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (“UBS”), as the Buyer, entered into Amendment No. 2 to Second Amended and Restated Master Repurchase Agreement (“MRA Amendment”) and the related Amendment No. 3 to Pricing Letter, which extended the expiration date of the existing Second Amended and Restated Master Repurchase Agreement, dated as of November 4, 2022 by and between UBS, as Buyer, the Company, as a seller and ORM as a seller (as amended by Amendment No. 1 dated as of December 1, 2022) (the “UBS Master Repurchase Agreement”), from November 30, 2023 to November 27, 2024 and effectuated certain other technical changes to the UBS Master Repurchase Agr”

Rocket Companies, Inc. amended Supplement with Bank of America, N.A. valued at one hundred million dollars ($100,000,000) (effective 2023-11-22).

“On November 22, 2023, Rocket Mortgage, LLC (“Borrower”), an indirect subsidiary of Rocket Companies, Inc. (the "Company"), entered into an increased commitment supplement (the “Supplement”) with Bank of America, N.A. as new lender (the “New Lender”) and JPMorgan Chase Bank, N.A. as agent (“Agent”).”

Rocket Companies, Inc. reported third quarter ended September 30, 2023 results: revenue $1.203 billion, net income $115 million, EPS $0.04 per GAAP diluted earnings per share.

“Rocket Companies Announces Third Quarter 2023 Results • Generated Q3'23 net revenue of $1.203 billion and adjusted revenue of $1.002 billion. Adjusted revenue exceeded the high end of guidance range • Reported GAAP net income of $115 million, or $0.04 per GAAP diluted earnings per share”

Rocket Companies, Inc. amended credit facility with Bank of America, N.A. maturing extended the expiration date ... from May 4, 2024 to September 8, 2025.

“On September 8, 2023, Rocket Mortgage, LLC (the “Company”), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc., as guarantor, RCKT Mortgage SPE-A, LLC, as seller and Bank of America, N.A., as buyer, entered into Amendment No. 4 to Amended and Restated Master Repurchase Agreement ("MRA Amendment") and the related Transaction Terms Letter for Amended and Restated Master Repurchase Agreement, which extended the expiration date of the existing Amended and Restated Master Repurchase Agreement dated as of June 29, 2021, as amended, by and between Bank of America, N.A., as buyer, RCKT Mortgage SPE-A, LLC, as seller, and the Company, as guarantor (the "Master Repurchase Agreement") from May 4, 2024 to September 8, 2025.”

Rocket Companies, Inc. amended Amendment No. 4 to Amended and Restated Master Repurchase Agreement with Bank of America, N.A. (effective 2023-09-08).

“On September 8, 2023, Rocket Mortgage, LLC (the “Company”), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc., as guarantor, RCKT Mortgage SPE-A, LLC, as seller and Bank of America, N.A., as buyer, entered into Amendment No. 4 to Amended and Restated Master Repurchase Agreement ("MRA Amendment") and the related Transaction Terms Letter for Amended and Restated Master Repurchase Agreement, which extended the expiration date of the existing Amended and Restated Master Repurchase Agreement dated as of June 29, 2021, as amended, by and between Bank of America, N.A., as buyer, RCKT Mortgage SPE-A, LLC, as seller, and the Company, as guarantor (the "Master Repurchase Agreement") from May 4, 2024 to September 8, 2025.”

Rocket Companies, Inc. reported the quarter ended June 30, 2023 results: revenue $1.236 billion, net income $139 million, EPS $0.05 per diluted share.

“Generated Q2'23 net revenue of $1.236 billion and adjusted revenue of $1.002 billion.”

Rocket Companies, Inc. announced a restructuring with charges of $50 to $60 million dollars.

“On July 28, 2023, the Company committed to a voluntary career transition program that was offered to certain eligible team members. The voluntary career transition program includes a compensation package, healthcare coverage, career transition services, and accelerated vesting of certain equity awards, if applicable. The Company expects to incur a non-recurring charge and make cash payments of $50 to $60 million dollars primarily in the third quarter of 2023, which is the period that the eligible team members accept their offers.”

Bob Walters departed as President and Chief Operating Officer at Rocket Companies, Inc..

“Mr. Emerson will replace Bob Walters, who has notified the Company of his intent to retire from his roles at the Company, effective on the Transition Effective Date.”

Bill Emerson was appointed as President and Chief Operating Officer at Rocket Companies, Inc..

“Mr. Krishna will replace Bill Emerson, who will cease to be the Company’s interim Chief Executive Officer and who will become the Company’s President and Chief Operating Officer on the Transition Effective Date.”

Varun Krishna was appointed as Chief Executive Officer at Rocket Companies, Inc..

“On July 28, 2023, the Board of Directors of the Company appointed Varun Krishna as Chief Executive Officer, effective September 5, 2023 (the “Transition Effective Date”).”

Rocket Companies, Inc. amended credit facility of decreased the facility amount from $1.25 billion to $1.0 billion with Barclays Bank PLC maturing July 21, 2025.

“On July 21, 2023, Rocket Mortgage, LLC (the “Company”), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc., as seller, and Barclays Bank PLC, a public limited company formed under the laws of England and Wales, as buyer ("Barclays"), entered into Amendment No. 3 to the Master Repurchase Agreement ("MRA Amendment") and the related amendment no. 3 to pricing side letter, which extended the expiration date of the existing Master Repurchase Agreement, dated as of September 25, 2020 by and between Barclays, as buyer, and the Company, as seller (the "Master Repurchase Agreement"), from September 24, 2023 to July 21, 2025, decreased the facility amount from $1.25 billion to $1.0 billion and effectuated certain other technical changes to the Master Repurchase Agreement.”

Rocket Companies, Inc. amended Amendment No. 3 to the Master Repurchase Agreement with Barclays Bank PLC valued at decreased the facility amount from $1.25 billion to $1.0 billion (effective 2023-07-21).

“On July 21, 2023, Rocket Mortgage, LLC (the “Company”), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc., as seller, and Barclays Bank PLC, a public limited company formed under the laws of England and Wales, as buyer ("Barclays"), entered into Amendment No. 3 to the Master Repurchase Agreement ("MRA Amendment") and the related amendment no. 3 to pricing side letter, which extended the expiration date of the existing Master Repurchase Agreement, dated as of September 25, 2020 by and between Barclays, as buyer, and the Company, as seller (the "Master Repurchase Agreement"), from September 24, 2023 to July 21, 2025, decreased the facility amount from $1.25 billion to $1.0 billion and effectuated certain other technical changes to the Master Repurchase Agreement.”

Rocket Companies, Inc. shareholders approved Ratification of Appointment of Independent Registered Public Accounting Firm at the 2023-06-13 meeting.

“Proposal 2: Ratification of Appointment of Independent Registered Public Accounting Firm. For Against Abstain Broker Non-Votes 622,171,441 1,241,089 184,532 N/A”

Rocket Companies, Inc. shareholders approved Election of Class III Directors at the 2023-06-13 meeting.

“Proposal 1: Election of Class III Directors. Nominee Votes For Votes Withheld Broker Non-Votes Matthew Rizik 553,233,072 17,423,416 52,940,574 Suzanne Shank 568,058,464 2,598,024 52,940,574”

Rocket Companies, Inc. reported first quarter ended March 31, 2023 results: revenue $666 million, net income $(411) million, EPS $(0.16) per diluted share.

“Rocket Companies Announces First Quarter 2023 Results • Generated Q1'23 net revenue of $666 million and adjusted revenue of $882 million.”

Bill Emerson was appointed as Interim Chief Executive Officer at Rocket Companies, Inc..

“As previously announced on February 13, 2023, Rocket Companies, Inc. (the “Company”) has appointed Bill Emerson as the Company’s Interim Chief Executive Officer, effective June 1, 2023.”

Bill Emerson was elected as Class I director at Rocket Companies, Inc..

“elected Mr. Emerson as a Class I director, to fill the seat on the Board vacated by Mr. Farner”

Bill Emerson was appointed as interim Chief Executive Officer at Rocket Companies, Inc..

“On February 9, 2023, the Board appointed Bill Emerson as the Company’s interim Chief Executive Officer, effective on the Transition Effective Date.”

Jay Farner departed as Vice Chairman and member of the Board at Rocket Companies, Inc..

“and as Vice Chairman and member of the Board, effective immediately.”

Jay Farner departed as Chief Executive Officer at Rocket Companies, Inc..

“his intent to retire as Chief Executive Officer of the Company, effective June 1, 2023”

Rocket Companies, Inc. amended credit facility of $1.0 billion with UBS AG maturing November 30, 2023.

“On December 1, 2022, Rocket Mortgage, LLC (the “Company”), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc., as a seller, One Reverse Mortgage, LLC ("ORM"), a Delaware limited liability company and indirect subsidiary of the Company, as a seller, and UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York ("UBS"), as the Buyer, entered into Amendment No. 1 to Second Amended and Restated Master Repurchase Agreement ("MRA Amendment") and the related amendment no. 1 to pricing letter, which extended the expiration date of the existing Second Amended and Restated Master Repurchase Agreement, dated as of November 4, 2022 by and between UBS, as Buyer, the Company, as a seller and ORM as a seller (the "UBS Master Repurchase Agreement"), from December 1, 2022 to November 30, 2023, decreased the facility amount from $1.5 billion to $1.0 billion and effectuated certain other technical changes to the UBS Master Repurchase A”

Rocket Companies, Inc. amended Amendment No. 1 to Second Amended and Restated Master Repurchase Agreement with UBS AG valued at $1.5 billion to $1.0 billion (effective 2022-12-01).

“On December 1, 2022, Rocket Mortgage, LLC (the “Company”), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc., as a seller, One Reverse Mortgage, LLC ("ORM"), a Delaware limited liability company and indirect subsidiary of the Company, as a seller, and UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York ("UBS"), as the Buyer, entered into Amendment No. 1 to Second Amended and Restated Master Repurchase Agreement ("MRA Amendment") and the related amendment no. 1 to pricing letter, which extended the expiration date of the existing Second Amended and Restated Master Repurchase Agreement, dated as of November 4, 2022 by and between UBS, as Buyer, the Company, as a seller and ORM as a seller (the "UBS Master Repurchase Agreement"), from December 1, 2022 to November 30, 2023, decreased the facility amount from $1.5 billion to $1.0 billion and effectuated certain other technical changes to the UBS Master Repurchase A”

Rocket Companies, Inc. reported third quarter ended September 30, 2022 results: revenue $1,295, net income $96, EPS $0.04.

“of Rocket.” Third Quarter Financial Summary 2 ROCKET COMPANIES ($ amounts in millions, except per share) Q3-22 Q3-21 YTD 22 YTD 21 (Unaudited) (Unaudited) Total Revenue, net $ 1,295 $ 3,115 $ 5,358 $ 10,322 Total Expenses $ 1,188 $ 1,689 $ 4,110 $ 4,992 GAAP Net Income $ 96 $ 1,393 $ 1,193 $ 5,207 Adjusted Revenue $ 888 $ 3,162 $ 3,945 $ 9,992 Adjusted Net”

Brian Brown was appointed as Chief Financial Officer and Treasurer at Rocket Companies, Inc..

“appointed Brian Brown, the Company’s current Chief Accounting Officer, as the Company’s Chief Financial Officer and Treasurer, effective November 15, 2022.”

Tina V. John was appointed as General Counsel and Secretary at Rocket Companies, Inc..

“The Board appointed Tina V. John, the Company’s current Deputy General Counsel and Assistant Secretary, as the Company’s General Counsel and Secretary, effective October 3, 2022.”