Regional Management Corp. — fact timeline

Regional Management Corp. amended Fourth Amendment to Credit Agreement and Consent with Regions Bank, as administrative agent and securities intermediary (effective 2026-04-28).

“On April 28, 2026, the Company and its wholly-owned subsidiary, Regional Management Receivables VI, LLC (“ RMR VI ”), entered into the Fourth Amendment to Credit Agreement and Consent, dated as of April 28, 2026 (the “ RMR VI Amendment ”), by and among the Company, as servicer, RMR VI, as borrower, the lenders parties thereto, and Regions Bank, as administrative agent and securities intermediary, and Computershare Trust Company, N.A. as resigning securities intermediary.”

Regional Management Corp. amended Amendment No. 8 to Credit Agreement with JPMorgan Chase Bank, N.A., as administrative agent (effective 2026-04-28).

“On April 28, 2026, the Company and its wholly-owned subsidiary, Regional Management Receivables V, LLC (“ RMR V ”), entered into the Amendment No. 8 to Credit Agreement, dated as of April 28, 2026 (the “ RMR V Amendment ”), by and among the Company, as servicer, RMR V, as borrower, the lenders from time to time parties thereto, JPMorgan Chase Bank, N.A., as administrative agent, and Computershare Trust Company, National Association, as successor by merger to Wells Fargo, acting through its Corporate Trust Services division, including its successors and permitted assigns, as account bank, securities intermediary, and backup servicer.”

Regional Management Corp. amended Amendment No. 8 to the Credit Agreement with Wells Fargo Bank, National Association, as administrative agent (effective 2026-04-28).

“On April 28, 2026, the Company and its wholly-owned subsidiary, Regional Management Receivables IV, LLC (“ RMR IV ”), entered into the Amendment No. 8 to the Credit Agreement, dated as of April 28, 2026 (the “ RMR IV Amendment ”), by and among the Company, as servicer, RMR IV, as borrower, the lenders party thereto, Wells Fargo Bank, National Association (“ Wells Fargo ”), as administrative agent, and Computershare Trust Company, N.A. (as successor to Wells Fargo), acting through its Corporate Trust Services division, as account bank and backup servicer.”

Regional Management Corp. amended First Amendment to the Loan and Security Agreement with Bank of Montreal, as agent (effective 2026-04-28).

“On April 28, 2026, Regional Management Corp. (the “ Company ”) and certain of its subsidiaries entered into the First Amendment to the Loan and Security Agreement (the “ First Amendment ”), by and among the Company and its subsidiaries named as borrowers therein (collectively with the Company, the “ Revolving Borrowers ”), the financial institutions named as lenders therein (the “ Revolving Lenders ”), and Bank of Montreal, as agent (the “ Senior Revolving Agent ”).”

Regional Management Corp. reported first quarter ended March 31, 2026 results: revenue $167.3 million, net income $11.4 million, EPS $1.18.

“or 5.9%, from the prior-year period and represented 24.4% of the total loan portfolio, compared to 28.8% in the prior-year period. • Record first quarter total revenue of $167.3 million, an increase of $14.3 million, or 9.4%, from the prior-year period, primarily due to growth in average net finance receivables. o Total revenue yield (annualized total revenue as”

Regional Management Corp. entered into Program Management Agreement with Column National Association valued at Initial term ending March 31, 2031; automatic renewal for successive two-year terms (effective 2026-03-02).

“On March 2, 2026, Regional Management Corp. (the “ Company ”) and Column National Association, a national banking association (“ Column ”), entered into a Program Management Agreement (the “ PMA ”) to create a new lending program under which Column will serve as the lender of secured and unsecured installment lending products in select states.”

Regional Management Corp. incurred revolving credit of up to $355.0 million with BMO Harris Financing, Inc., Banc of California, Texas Capital Bank, EverBank, N.A., and First Horizon Bank, with Bank of Montreal ("BMO"), as agent at one-month SOFR, with a SOFR floor of 0.50%, plus a margin of 2.75% maturing August 19, 2028.

“N.A., and First Horizon Bank, with Bank of Montreal (“ BMO ”), as agent. The key aspects of the Loan Agreement are as follows: (i) a senior revolving credit facility of up to $355.0 million, with an accordion provision allowing for expansion to $420.0 million; (ii) maximum leverage under the Loan Agreement increased from 5.25x in the Prior Loan Agreement (as defined”

Julie Booth was appointed as Director at Regional Management Corp..

“the Board increased the size of the Board from eight members to nine members and appointed Julie Booth as a new member of the Board, effective immediately.”

Regional Management Corp. reported the first quarter ended March 31, 2024 results: revenue $144.3 million, net income $15.2 million, EPS $1.56.

“First Quarter 2024 Highlights • Net income for the first quarter of 2024 was $15.2 million and diluted earnings per share was $1.56, up 73% from $0.90 in the prior-year period. • Net finance receivables as of March 31, 2024 were $1.7 billion, an increase of $68.1 million, or 4.1%, from the prior-year period. - Large loan net finance receivables of $1.3 billion increased $38.8 million, or 3.2%, from the prior-year period and represented 71.7% of the total loan portfolio, compared to 72.3% in the prior-year period. - Small loan net finance receivables were $490.8 million, an increase of 7.6% from the prior-year period. - Total loan originations were $326.4 million in the first quarter of 2024, an increase of $23.2 million, or 7.6%, from the prior-year period, due to controlled growth from credit-tightening actions. • Total revenue for the first quarter of 2024 was $144.3 million, an increase of $8.9 million, or 6.6%, from the prior-year period, primarily due to an increase in interest an”