American Express March 2025 card delinquency stable at 1.4% (Consumer) and 1.6% (Small Business); write-offs 2.4%/2.6%

AMERICAN EXPRESS CO

Total US Consumer card loans $90.1B; 30+ days past due 1.4%; net write-off rate (principal only) 2.4% for Q1.
Total US Small Business card loans $31.2B; 30+ days past due 1.6%; net write-off rate 2.6% for Q1.
Lowe's small-business cobrand portfolio reclassified to held for sale effective Dec 1, 2024; loans excluded from table.
Lending Trust annualized default rate 1.5% for March 2025; 30+ days delinquent $0.2B.
Total card member loans held for investment $121.3B as of March 31, 2025.

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