Highest-materiality recent filing
AMEX April credit: US Consumer write-off 2.1%; Small Biz 2.4%; delinquencies improve
Total Card balances $157.2B, up 1.2% from March; US Consumer $111.4B, Small Biz $45.8B.
American Express shareholders re-elect all 13 directors; say-on-pay passes with 93.3%
All 13 director nominees elected with majority vote; Stephen J. Squeri received 529.9M for, 20.1M against.
Will sell ~30% equity interest in GBTG upon closing of Long Lake/General Catalyst acquisition; proceeds ~$1.5B.
American Express issues $1.75B of 4.444% Fixed-to-Floating Notes due 2030
Principal amount $1,750,000,000 of 4.444% Fixed-to-Floating Rate Notes due May 3, 2030.
American Express Q1 EPS $4.28 (+18% YoY), revenue $18.9B (+11%), reaffirms FY guidance
EPS of $4.28, up 18% YoY from $3.64; net income $2.97B, up 15%.
AmEx reports Q1 2026 US consumer loan net write-off rate 2.0%; small business 2.8%
Consumer loans 30+ days past due stable at 1.4% for three months ended March 31.
U.S. Consumer total loans $95.1B (Feb), down from $100.2B (Dec); 30+ day delinquency 1.4% vs 1.3% in Dec.
American Express raises quarterly dividend 16% to $0.95 per share
Dividend increased to $0.95 per common share from $0.82, a 16% hike.
American Express plans new 1.95M sq ft NYC HQ at 2 World Trade Center site
Approximately 1.95 million square foot headquarters planned at 200 Greenwich Street (2 World Trade Center) in New York City.
AXP Jan 2026 credit trends: Consumer net write-off improves to 1.9%, Small Biz worsens to 2.8%
U.S. Consumer card loans: total $97.2B, 30+ days past due 1.4%, net write-off rate 1.9% (down from 2.1% in Dec 2025).
American Express issues $3.5B in senior and subordinated notes across four tranches
Senior Notes: $1.35B at 4.009% fixed-to-floating due Feb 2029; $1B at 4.456% fixed-to-floating due Feb 2032.
American Express FY2025 EPS $15.38, guides FY2026 EPS $17.30-$17.90, dividend +16%
FY2025 revenue $72.2B (+10% YoY); Q4 revenue $18.98B (+10% YoY).
AXP releases Dec 2025 US consumer & small business loan delinquency/write-off stats
Total U.S. Consumer & Small Business loans held for investment: $131.0B as of Dec 31, 2025.
AmEx Nov 2025 credit stats: U.S. Consumer net write-off 2.1%, Small Business 2.7%
Total U.S. Consumer and Small Business card loans held for investment $129.1B as of Nov 30, 2025.
AmEx: Oct consumer loan net write-off rate rises to 2.2% vs 1.9% in Sep
U.S. Consumer total loans $95.2B; 30+ days past due 1.4% (unchanged from Sep).
American Express issues $2B of 4.804% Fixed-to-Floating Rate Notes due 2036
Issued $2,000,000,000 aggregate principal amount of 4.804% Fixed-to-Floating Rate Notes.
Amex Q3 revenue record $18.4B (+11% YoY), EPS $4.14 (+19%), raises FY25 guidance
Revenue $18.4B (+11% YoY) to record; diluted EPS $4.14 (+19% YoY) vs $3.49.
American Express Sept credit metrics: consumer net write-off 1.9%, small biz 2.5%
Total U.S. consumer and small business card loans held for investment: $124.8B as of Sept 30.
American Express Vice Chairman Doug Buckminster to retire in March 2026
Doug Buckminster will retire after nearly 40 years, effective March 6, 2026.
AmEx reports stable August loan credit stats; total loans $125.5B
U.S. Consumer net write-off rate 2.0% (unchanged from July); 30+ day delinquency 1.3%.
American Express reports July U.S. card loan credit metrics: mixed write-off trends
U.S. Consumer net write-off rate 2.0% in July, down from 2.1% in June; 30+ days past due unchanged at 1.3%.
American Express Issues $4 Billion of Senior Notes
Issued $1.5B of 4.351% Fixed-to-Floating Rate Notes due July 20, 2029
American Express elects Randal Quarles and Noel Wallace to Board of Directors
Randal K. Quarles and Noel Wallace elected to American Express Board, effective July 23, 2025.
American Express Q2 revenue record $17.9B, up 9%; adjusted EPS up 17%; reaffirms FY guidance
Revenue $17.9B (+9% YoY); EPS $4.08 (-2% reported, +17% adjusted excl. prior-year gain).
U.S. Consumer loans $92.6B; 30+ day past due 1.3%; net write-off rate 2.1% (principal only).
Fed sets AmEx's preliminary Stress Capital Buffer at 2.5%, consistent with prior
Federal Reserve set AmEx's 2025 preliminary SCB at 2.5% (minimum), effective Oct 1, 2025 through Sep 30, 2026.
Total U.S. Consumer & Small Business loans held for investment $124.0B at May 31, up from $122.3B in April.
American Express issues €1B 3.433% Fixed-to-Floating Rate Notes due 2032
Issued €1,000,000,000 aggregate principal amount of 3.433% Fixed-to-Floating Rate Notes due May 20, 2032.
AmEx reports April credit metrics: U.S. Consumer net write-off rate declines to 2.0%
U.S. Consumer total loans $90.7B; 30+ day delinquencies steady at 1.4%; net write-off rate fell to 2.0% from 2.5% in Feb.
American Express annual meeting: all directors elected, say-on-pay passes at 92.93%
All 12 director nominees elected with majority votes; Stephen J. Squeri received 538.8M for, 23.2M against.
American Express issues $5.0B in notes across four tranches with maturities 2029-2036
$1.6B of 4.731% Fixed-to-Floating Rate Notes due April 25, 2029.
American Express Q1 EPS $3.64, revenue $17.0B; maintains FY guidance
EPS $3.64, up 9% YoY; net income $2.58B, up 6%.
Total US Consumer card loans $90.1B; 30+ days past due 1.4%; net write-off rate (principal only) 2.4% for Q1.
Amex US consumer net write-off rate rises to 2.5% in Feb; small business 2.6%
U.S. Consumer net write-off rate (principal only) increased to 2.5% in Feb from 2.1% in Dec 2024.
American Express raises quarterly dividend 17% to $0.82/share; adds Michael Angelakis to board
Quarterly dividend increased to $0.82 from $0.70 (17% increase), payable May 9, 2025 to holders of record April 4, 2025.
AmEx Jan U.S. Consumer net write-off rate 2.3%, Small Biz 2.5% — both up from Dec
U.S. Consumer 30+ day delinquency rate flat at 1.4%; net write-off rate rose to 2.3% from 2.1% in Dec.
American Express announces Anré Williams departure and executive role changes
Anré Williams, Group President Enterprise Services, to leave after 35 years, effective Feb 3, 2025; will stay as Senior Executive Advisor until Nov 2025.
American Express issues $3.0B in notes across three tranches
$1.45B of 5.085% Fixed-to-Floating Rate Notes due 2031.
American Express reports record FY2024 revenue of $65.9B, EPS $14.01, plans 17% dividend increase
FY2024 revenue rose 9% to $65.9B (10% FX-adjusted); net income $10.1B, EPS $14.01 up 25% YoY.
American Express to pay ~$230M to resolve DOJ, Fed probes into small-business sales practices
Payments of ~$230M to resolve DOJ and Federal Reserve investigations into historical sales practices for certain U.S. small business customers.
Total U.S. Consumer and Small Business loans $122.2B at Dec 31, up from $120B in Nov.
AmEx reports Nov credit metrics: consumer write-off rate down, small-business up
U.S. Consumer net write-off rate (principal) fell to 2.0% in Nov from 2.4% in Oct; 30+ day delinquency stable at 1.4%.
Amex Oct consumer loan net write-off rate rises to 2.4% from 1.9% in Sep
Total US Consumer card loans $88.0B at Oct 31, up from $86.8B at Sep 30.
American Express Q3 EPS $3.49, revenue record $16.6B; raises FY guidance
Q3 EPS $3.49 vs $3.30 YoY; net income $2.507B up 2%.
AmEx Sept 2024 U.S. card delinquency 1.4%, net write-off 1.9%; total loans $116.7B
U.S. Consumer 30+ day delinquency rate 1.4% on $86.8B loans; net write-off rate 1.9% for month.
American Express amends by-laws on shareholder vote treatment of abstentions
Board amended Section 2.4 of By-Laws effective Sept 25, 2024.
AmEx Aug credit stats: Consumer 30+ day delinquencies at 1.3%, write-off rate 2.2%
Total U.S. Consumer loans $87.3B; 30+ day past due 1.3% (unchanged MoM).
AmEx July credit stats: net write-off rate falls to 2.1% for Consumer, 2.3% for Small Business
Total card member loans $115.1B as of July 31, up from $113.6B in June and $112.2B in May.
American Express issues $3.4B in notes across three tranches
$1.2B of 5.043% fixed-to-floating rate notes due July 26, 2028.
American Express Q2 EPS $4.15 (adj. $3.49), raises FY guidance to $13.30-$13.80
Q2 revenue record $16.3B (+8% YoY); net income $3.015B (+39%); GAAP EPS $4.15, adjusted EPS $3.49 (excl. $0.66 Accertify gain).
The Board of Directors of American Express Company (the “Company”) elected Michael J. Angelakis as a director of the Company, effective March 3, 2025.
Mr. Williams will cease serving in his role as Group President effective February 3, 2025, and will remain with the Company as Senior Executive Advisor until November 2025.
Max materiality 0.90 · Median 0.50 · Most common event other_material