earnings
confidence high
sentiment neutral
materiality 0.70
Unum Q2 net income $256.9M ($1.61 EPS); adjusted EPS $2.16, up from $2.06
Unum Group
- Net income $256.9M ($1.61 diluted EPS) vs $335.6M ($1.92) in Q2 2025; after-tax adjusted operating income $346.0M ($2.16) vs $360.2M ($2.06).
- Core operations premium growth 3.6% constant currency; adjusted operating ROE 21.4%; statutory earnings $330.9M.
- Capital return ~$200M share repurchases + $73.5M dividends in Q2; YTD ~$750M.
- Holding company liquidity $1.5B; RBC ratio ~480%; book value per share $68.28 (+3.8% YoY), ex-AOCI $80.10 (+3.2%).
- Net investment loss $5.2M pre-tax, strategic actions $30.7M pre-tax, Closed Block loss $75.4M pre-tax.