Associated Banc-Corp Q3 EPS $0.76 ($0.81 adj), net income $144M; NII +24% YoY, deposits +16%

ASSOCIATED BANC-CORP

Net income available to common equity $144M, or $0.76 per share, up from $122M/$0.73 in 3Q 2025; adjusted EPS $0.81 excluding acquisition-related nonrecurring items.
Net interest income $377M rose 2% QoQ and 24% YoY; net interest margin 3.20%; noninterest income $87M and noninterest expense $260M.
Period-end loans $36.5B (+18% YoY), commercial & industrial loans $13.8B (+19%); deposits $40.4B (+16%), core customer deposits $34.8B (+21%).
Provision for credit losses $14M; net charge-offs 0.19% annualized; allowance for credit losses on loans/total loans 1.34%.
Repurchased $100M, or 3.2M shares, at weighted average $30.88; CEO cites deposit growth, margin expansion, and American National Corporation conversion completed.

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