Cincinnati Financial Q4 net income $676M ($4.29/share), up 67% YoY

CINCINNATI FINANCIAL CORP

2025-FY EPS reported $15.17 revenue$12,631,000,000

Q4 2025 non-GAAP operating income $531M ($3.37/share), up 7% from $497M ($3.14/share) in Q4 2024.
Full-year 2025 net income $2.393B ($15.17/share), compared with $2.292B ($14.53/share) in 2024.
Book value per share $102.35 at Dec 31, 2025, up $13.24 from year-end 2024; value creation ratio 18.8%.
Quarterly cash dividend increased 7% to $0.87 per share from $0.81.
Earned premiums up 10% in Q4 and 12% for full year; net investment income up 9% and 14% respectively.

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