Citizens, Inc. Q3 net income $0.05/share; insurance issued up 75% to record $307.6M

CITIZENS, INC.

Record insurance issued $307.6M in Q3 2024, up 75% YoY; total direct force $5.2B.
Total revenues $61.7M (+4% YoY); direct first year premiums up 70%; agents up 86% since Dec 2023.
Net income $2.8M ($0.05/diluted share) flat YoY; adjusted income before tax $2.2M vs $5.7M.
Cash from operations $9.7M; cash $32.4M, no debt; book value per share $4.16 (+35% YoY).

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