Citizens Q3 adj EPS $0.07 (+70% YoY); record in-force $5.38B; adds board member

CITIZENS, INC.

Q3 2025 adj net income $3.4M ($0.07/diluted Class A) vs $2.0M ($0.04) YoY, +70%.
Total revenues $62.8M; adj total revenues $64.1M (+5% YoY); no debt, cash $23.1M.
Record total direct insurance in force $5.38B (+3.7% YoY); producing agents up 19% YoY.
Book value per Class A share $4.49 (+8% YoY); adj book value $6.26 (+3% YoY).
Board elected Michael Harwood, former AIG Life Chief Actuary, as independent director.

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