Citizens Inc. swings to Q2 net loss of $0.4M; premiums grow 4% to $48.1M

CITIZENS, INC.

Net loss of $0.4M ($0.01 diluted loss per share) vs net income of $6.5M ($0.13 EPS) in Q2 2025.
Total revenues $60.4M, down 7% from $65.1M; adjusted revenues $61.9M vs $62.7M.
Direct insurance premiums $48.1M, up 4% from $46.4M; 15th consecutive quarter of direct first year premium growth.
Book value per Class A share $4.64, up from $4.56; adjusted book value $6.44 vs $6.22.
No debt; cash $17M; positive operating cash flow $1.7M.

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