earnings
confidence high
sentiment positive
materiality 0.80
Equifax Q3 revenue $1.545B (+7% YoY), beats guidance, raises full-year outlook
EQUIFAX INC
2025-Q3 EPS
reported $3.89
vs consensus $1.95
▲ beat
(+99.2%)
- Q3 revenue $1.545B up 7% YoY, $25M above guidance midpoint; diluted EPS $1.29 (+14% YoY); adjusted EPS $2.04 (+10% YoY).
- Workforce Solutions revenue $649.4M (+5%), USIS revenue $530.2M (+11%), International revenue $365.3M (+6% reported, +7% local currency).
- Full-year 2025 revenue guidance raised by $40M; adjusted EPS guidance up $0.12; free cash flow guidance raised to $950M-$975M from $900M+.
- Returned ~$360M to shareholders in Q3, including $300M in share buybacks (1.2M shares) under $3B repurchase program.
- New Mortgage Scores pricing: VantageScore 4.0 at over 50% reduction vs. FICO; free Vantage 4.0 scores offered for remainder of 2025 and 2026.