earnings
confidence high
sentiment neutral
materiality 0.70
Equifax Q4 revenue $1.55B +9% YoY; FY2026 guides rev ~$6.72B, adj EPS $8.50
EQUIFAX INC
2025-FY EPS
reported $5.32
vs consensus $2.07
▲ beat
(+156.5%)
- Q4 revenue $1,550.6M (+9% reported and local currency), $30M above guidance midpoint; GAAP diluted EPS $1.44 (up from $1.39).
- Workforce Solutions revenue $652.2M (+9%); USIS $526.9M (+12%); International $371.5M (+7% reported, +5% local currency).
- Adjusted EPS Q4 $2.09 (-1% YoY); full-year adjusted EPS $7.65 (+5%). Adjusted EBITDA margin Q4 32.8% vs 35.4% YoY.
- Returned $561M to shareholders in Q4 ($500M share repurchases). 2025 free cash flow $1.13B (+~40%).
- FY 2026 guidance: rev ~$6.72B (+10.5%), adj EPS $8.50 (+11%), adj EBITDA ~$2.12B (+10%). Assumes US mortgage down low single digits.