earnings
confidence high
sentiment neutral
materiality 0.75
Fifth Third Q1 EPS $0.71, NIM expands 6 bps, avg loans up 3% QoQ
FIFTH THIRD BANCORP
2025-Q1 EPS reported
$0.71
- Diluted EPS $0.71 ($478M net income); impact of certain items -$0.02 (Visa total return swap mark).
- Net interest income (FTE) $1,442M stable QoQ, up 4% YoY; NIM 3.03% (+6 bps QoQ, +17 bps YoY).
- Avg portfolio loans $121.3B, +3% QoQ and YoY; avg deposits $164.2B, -2% QoQ and YoY.
- NCO ratio 0.46% (flat QoQ, +8 bps YoY); NPA ratio 0.81% (+10 bps QoQ, +17 bps YoY).
- CET1 ratio 10.45% (-12 bps QoQ); repurchased $225M stock; tangible book $19.92, +7% QoQ.