earnings
confidence high
sentiment positive
materiality 0.75
U.S. Bancorp Q2 2025 net income $1.82B (+13% YoY), EPS $1.11 vs $0.97
US BANCORP DE
2025-Q2 EPS reported
$2.14
revenue$13,962,000,000
- Net income $1,815M ($1.11 diluted EPS) vs $1,603M ($0.97) in Q2 2024, up 13.2%.
- Net revenue $7,004M (+2.0% YoY); fee revenue $2,924M (+4.6%).
- Noninterest expense $4,181M, down 0.2% YoY adjusted; efficiency ratio 59.2%.
- Average loans $378.5B (+1.0% YoY); CET1 ratio 10.7%.
- Dividend declared $0.50/common share, up from $0.49 in Q2 2024.