earnings
confidence high
sentiment negative
materiality 0.80
Humana reports Q4 GAAP loss per share of $5.76; guides FY 2025 adjusted EPS ~$16.25
HUMANA INC
2024-FY EPS reported
$9.98
revenue$117,761,000,000
- 4Q24 GAAP net loss per share of $5.76; adjusted net loss per share of $2.16; FY 2024 GAAP EPS $9.98, adjusted $16.21.
- FY 2025 adjusted EPS guidance approx $16.25 (GAAP ~$15.88), roughly in line with FY 2024 adjusted EPS of $16.21.
- Expects individual Medicare Advantage membership decline ~550,000 (~10%) from 2024 due to exit from unprofitable plans and counties.
- Insurance segment adjusted benefit ratio 91.9% in Q4, including 20bp increase from Star Ratings investments.
- CenterWell and Medicaid strategies expected to increase earnings contribution over mid to long term.