earnings
confidence high
sentiment neutral
materiality 0.80
Humana Q3 GAAP EPS $1.62 vs $3.98 prior year; affirms FY 2025 Adj. EPS $17.00; MA membership decline narrowed to ~425k
HUMANA INC
2025-Q3 EPS reported
$16.43
revenue$97,149,000,000
- GAAP EPS $1.62, down 59% YoY from $3.98; Adjusted EPS $3.24 vs $4.16.
- Revenue $32.6B (+11% YoY); Insurance segment benefit ratio 91.1% vs 89.9%.
- FY 2025 GAAP EPS guidance revised to ~$12.26 from ~$13.77; Adjusted EPS reaffirmed at ~$17.00.
- Individual Medicare Advantage membership decline expected ~425k vs prior ~500k; better retention & sales.
- CenterWell Primary Care grew 15% (+56,600 patients) YTD; preparing for 2026 Medicaid expansions in MI, IL, SC.