Huntington Q4 GAAP EPS $0.30, adj. $0.37; NII +14% YoY; Cadence close Feb 1

HUNTINGTON BANCSHARES INC /MD/

2025-FY EPS reported $1.39 revenue$1,562,000,000

GAAP net income $519M ($0.30 EPS); adjusted EPS $0.37, up $0.03 YoY.
Net interest income $1.59B, +14% YoY; NIM expanded 12bp to 3.15%.
Average loans +14% YoY to $146.6B; deposits +9% to $173.2B; Veritex integration complete.
Net charge-offs 0.24% (stable); ACL 1.83%; CET1 ratio 10.4% (estimated).
Acquisition-related expenses $154M pretax; Cadence Bank partnership to close Feb 1, 2026.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.