Lincoln Financial reports Q3 net income $411M; adj. EPS $2.04, up from prior-year loss

LINCOLN NATIONAL CORP

2025-Q3 EPS reported $1.87 revenue$13,290,000,000

Net income available to common stockholders of $411M ($2.12 diluted EPS) vs prior-year loss of $562M.
Adjusted operating income $397M ($2.04 diluted EPS) vs $358M; annual assumption review gave $2M favorable impact.
Annuities operating income $310M; sales $4.5B (+32%) and record account balances of $174B net of reinsurance.
Life Insurance sales surged 144% to $298M; Group Protection premiums +5% to $1.35B; operating income $149M.
Retirement Plan Services deposits $5.0B (+20%); net inflows $0.8B. Holding company liquidity $461M; RBC >420%.

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