earnings
confidence high
sentiment neutral
materiality 0.75
Truist Q4 net income $1.3B ($1.00 EPS); announces $10B buyback authorization
TRUIST FINANCIAL CORP
2025-FY EPS reported
$3.82
- Net income available to common shareholders $1.29B, diluted EPS $1.00, down from $1.04 in Q3.
- Revenue $5.25B (+1.1% linked quarter); NIM-TE up 6 bps to 3.07%.
- Noninterest expense $3.17B (+5.2% linked Q) includes $130M legal settlement accrual and $63M severance.
- Average loans and leases HFI $324.8B (+1.3% linked Q); deposits flat at $396B.
- CET1 ratio 10.8%; repurchased $750M common stock; Board authorized up to $10B repurchase program with no expiry.
item 2.02item 9.01