UFG Q4 net income $38.4M ($1.45/diluted); combined ratio 92.3%; dividend +25% to $0.20

UNITED FIRE GROUP INC

2025-FY EPS reported $4.48 revenue$1,386,412,000

Net income increased $6.9M YoY to $38.4M ($1.45 diluted EPS); adjusted operating income $1.50/diluted.
Full year net written premium up 9% to $1.3B; combined ratio improved 4.4 pts to 94.8%.
Net investment income Q4 +14% to $26.4M; full year +19% to $97.5M.
Board declared 25% dividend increase to $0.20/share, payable March 10 to record Feb 24.
Book value per share increased $6.08 to $36.88 as of Dec 31, 2025.

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