earnings
confidence high
sentiment positive
materiality 0.75
Univest Q4 2025 net income $22.7M ($0.79 EPS), up 21.5% YoY; NIM expands to 3.10%
UNIVEST FINANCIAL Corp
2025-FY EPS reported
$3.13
revenue$328,056,000
- Q4 2025 diluted EPS $0.79 vs $0.65 in Q4 2024, a 21.5% increase; full-year EPS $3.13 vs $2.58.
- Net interest income $62.5M (+12.8% YoY); tax-equivalent NIM 3.10% vs 2.88% a year ago.
- Nonperforming assets fell to $37.8M at Dec 31, 2025 from $52.1M at Sep 30, 2025.
- Quarterly dividend $0.22/share declared; share repurchase authorization increased by 2M shares.
- Repurchased 479,690 shares in Q4 at avg $31.82; 2.27M shares remain available.