Zions Bancorp revises noninterest expense presentation; net income unchanged

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/

New "Technology, telecom, and information processing" line includes hardware depreciation, software amortization, data processing.
Combined "Occupancy and equipment, net" replaces separate occupancy and furniture lines.
"Marketing and business development" replaces "Advertising" and adds donations, public relations.
"Deposit insurance and regulatory expense" replaces "FDIC premiums" and adds other regulatory costs.
Changes applied retrospectively from Jan 1, 2020; no impact on net income, net interest income, or noninterest income.

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