earnings
confidence high
sentiment positive
materiality 0.70
Community Trust Bancorp Q4 2022 EPS $1.26, up 16.7% YoY; loan book grows 8.8% to $3.7B
COMMUNITY TRUST BANCORP INC /KY/
2022-FY EPS reported
$4.58
- Net income $22.4M ($1.26 diluted EPS) in Q4 2022 vs $19.2M ($1.08) in Q4 2021.
- Net interest margin (tax-equivalent) 3.51%, up 34 bps YoY; net interest income $44.7M.
- Loan portfolio grew $300.5M (+8.8%) YoY to $3.71B; deposits up 0.6% to $4.64B.
- Provision for credit losses $1.5M in Q4 vs $2.4M in Q3; nonperforming loans $15.3M.
- Shareholders' equity $628M, down $70.2M YoY due to $129.2M unrealized securities losses.