Community Trust Bancorp Q4 2023 EPS $1.04, down from $1.26 YoY; full-year net income $78M

COMMUNITY TRUST BANCORP INC /KY/

2023-FY EPS reported $4.36

Q4 net income $18.7M ($1.04 diluted EPS) vs $22.4M ($1.26) in Q4 2022 and $20.6M ($1.15) in Q3 2023.
Net interest margin fell 32 bps YoY to 3.19%; net interest income $43.0M, down $1.8M YoY.
Loans grew 9.2% YoY to $4.1B; deposits including repos increased 6.6% to $4.9B.
Nonperforming loans $14.0M, up from $13.0M QoQ but down from $15.3M YoY; reserve ratio 1.22% of loans.
Quarterly dividend maintained at $0.46/share; discretionary employee gift of $1.2M accrued in Q4.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

COMMUNITY TRUST BANCORP INC /KY/ reported financial results for the quarter and year ended December 31, 2023.

Period: the quarter and year ended December 31, 2023
Result: reported results

Exact text from the filing

On January 17, 2024, Community Trust Bancorp, Inc. issued a press release announcing its financial results for the quarter and year ended December 31, 2023.

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Source: SEC EDGAR

accession 0000350852-24-000009

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