Ameris Bancorp Q1 2026 net income $110.5M, EPS $1.63, ROA 1.62%, NIM expands 3bps to 3.88%

Ameris Bancorp

2026-Q1 EPS reported $1.63

Net income $110.5M ($1.63 diluted EPS) vs $87.9M ($1.27) a year ago; revenue grew 9.5% annualized.
Net interest margin (TE) expanded 3 bps to 3.88%; total cost of funds down 7 bps to 1.88%.
Loan growth of $314.5M (5.9% annualized); deposit growth of $260.7M; noninterest-bearing mix improved to 29.8%.
Share repurchases of $74.9M (950,400 shares) in the quarter; tangible book value per share up $0.61 to $44.79.
Net charge-offs 0.21% of avg loans; provision for credit losses $16.6M; nonperforming assets stable at 0.45%.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Ameris Bancorp reported the quarter ended March 31, 2026 results: net income $110.5 million, EPS $1.63 per diluted share.

Period: the quarter ended March 31, 2026
Net income: $110.5 million
EPS: $1.63 per diluted share
Result: reported results

Exact text from the filing

Ameris Bancorp (NYSE: ABCB) (the “Company” or “Ameris”) today reported net income of $110.5 million, or $1.63 per diluted share, for the quarter ended March 31, 2026

View on SEC.gov

1341 earnings releases filed in the last 30 days. Browse all earnings releases →

Ameris Bancorp filing history →

Source: SEC EDGAR

accession 0000351569-26-000079

view filing index on sec.gov

view primary document

Machine-readable: JSON · Markdown · Plain text

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.