TriCo Bancshares Q3 net income $37.3M ($1.12 EPS), NIM expands to 4.02%

TRICO BANCSHARES /

2022-Q3 EPS reported $2.74 revenue$37,422,000

Net income $37.3M, up 19% QoQ and 36% YoY; diluted EPS $1.12 vs $0.93 Q2 and $0.92 Q3 2021.
Net interest margin (FTE) 4.02%, up 35 bps QoQ and 52 bps YoY; core NIM (ex-accretion/PPP) improved to 3.98%.
Organic loan growth $216.7M (14.2% annualized) led by commercial real estate; loan-to-deposit ratio 72.9%.
Efficiency ratio improved to 49.6% from 55.5% in Q2; noninterest expenses relatively flat QoQ.
Dividend increased to $0.30/share, up 20% from $0.25 prior; tangible book value $19.92.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.