Old Second Bancorp reports Q2 2024 results; loan portfolio data shows $2.05B outstanding

OLD SECOND BANCORP INC

Total loan balance $2.05B, total commitment $2.54B as of June 30, 2024 (disclosure dated 2020 likely a typo).
Payment modification rate 9.03% of total commitment; 449 payment deferrals/modifications.
CRE investor loans $723M (28% of portfolio); C&I $575M; CRE owner-occupied $344M.
Geographic concentration: 81% in IL; industry diversification with limited high-risk exposure.
Loan portfolio disclosure provided as Exhibit 99.2; press release with earnings details in Exhibit 99.1 (not included).

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