Fulton Financial Q4 EPS $0.53, FY operating EPS $2.16 (+17% YoY); $150M buyback authorized

FULTON FINANCIAL CORP

2025-FY EPS reported $2.08 revenue$276,768,000

Q4 net income available to common $96.4M ($0.53 diluted); operating $0.55 diluted.
Full-year net income $381.4M ($2.08 diluted); operating $2.16 diluted (+17% YoY).
Net interest margin 3.59%; allowance for credit losses 1.51% of loans; NPA ratio 0.58%.
Board approved $150M share repurchase program for 2026; Q4 repurchased 1.08M shares at $18.34 avg.

item 2.02item 9.01

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