Horizon Bancorp Q1 net income $26.2M, EPS $0.51; NIM stable at 4.29%, deposits up 11% annualized

HORIZON BANCORP INC /IN/

2026-Q1 EPS reported $0.51

Net income $26.2M ($0.51 diluted EPS) compared to $26.9M ($0.53) in Q4 2025.
Return on avg assets 1.62%, return on avg tangible common equity 19.02%.
Total deposits grew $146.9M (11.3% annualized); non-interest-bearing deposits up 22.8% annualized.
Commercial loans up $34.2M (4.0% annualized); credit quality strong with NCOs at 0.05% annualized.
Tangible book value $10.52 per share; dividend maintained at $0.16 per share.

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