earnings
confidence high
sentiment positive
materiality 0.75
First Financial Bancorp Q3 EPS $0.75; record revenue $234M; Westfield deal approved
FIRST FINANCIAL BANCORP /OH/
2025-Q3 EPS reported
$2.02
- Q3 2025 diluted EPS $0.75 ($0.76 adjusted); net income $71.9M.
- Record total revenue $234M; record noninterest income $73.5M ($73.6M adjusted).
- Net interest margin (FTE) 4.02%; TCE ratio 8.87%; ROATCE 19%.
- Annualized net charge-offs 0.18%; average deposits grew 4.3% annualized.
- Obtained regulatory approval for Westfield acquisition; expected close November 1.