Recent 8-K filings for FFBC

• July 27, 2026, 4:16 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  First Financial Bancorp releases Q2 2026 investor presentation; no specific financials disclosed in filing

  Filed investor presentation for Q2 2026 under Item 7.01 Regulation FD.

• July 21, 2026, 4:30 PM ET M&A materiality 0.80 positive item 1.01item 2.02item 7.01item 9.01

  FFBC to acquire Finward Bancorp in stock merger; 1.35 shares per Finward share

  Each Finward share will be converted into 1.35 shares of FFBC common stock.

• May 29, 2026, 9:34 AM ET other material materiality 0.50 neutral item 5.02item 5.07item 9.01 ◈ Shareholder Votes ×4

  Shareholders approve 2026 Stock Plan reserving 3.85M shares; all directors elected

  All 10 director nominees elected; votes for ranged from 81.5M to 84.0M shares.

• May 22, 2026, 9:10 AM ET other material materiality 0.10 neutral item 7.01item 9.01

  FFBC furnishes Q1 2026 investor presentation; no specific financial data disclosed in excerpt

  First Financial Bancorp (FFBC) filed an 8-K with an investor presentation for Q1 2026.

• April 23, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 8.01item 9.01 ◈ Earnings Releases

  First Financial Bancorp Q1 adjusted EPS $0.77; authorizes 5M share buyback

  Diluted EPS $0.71 GAAP, $0.77 adjusted; net income $74.4M vs $62.4M prior quarter.

• February 2, 2026, 6:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  First Financial Bancorp releases Q4 2025 investor presentation with no specific financial results in filing

  Executive officers will use the attached investor presentation in meetings with investors and analysts.

• January 28, 2026, 6:59 PM ET earnings materiality 0.78 positive item 2.02item 9.01

  First Financial posts record Q4 adjusted EPS $0.80, record revenue $251.3M; closes two acquisitions

  Q4 GAAP diluted EPS $0.64; adjusted EPS $0.80 (record); full-year 2025 EPS $2.66 vs $2.40 in 2024.

• January 2, 2026, 6:59 PM ET M&A materiality 0.80 positive item 2.01item 8.01item 9.01 ◈ M&A Transactions

  First Financial Bancorp completes all-stock acquisition of BankFinancial, adds 18 Chicago locations and $22B in assets

  Each BankFinancial share converted to 0.480 FFBC share; combined pro forma assets of $22 billion.

• December 15, 2025, 6:59 PM ET M&A materiality 0.70 positive item 8.01item 9.01

  First Financial Bancorp gets regulatory approval for $142M acquisition of BankFinancial; close expected Jan 1, 2026

  Received Federal Reserve Board approval on Dec 12, 2025 and Ohio Department of Financial Institutions approval on Dec 9, 2025 for the acquisition.

• December 11, 2025, 6:59 PM ET other material materiality 0.20 neutral item 7.01item 9.01

  First Financial Bancorp releases Q3 2025 investor presentation; no specific financial data in excerpt

  Investor presentation dated December 11, 2025, furnished under Item 7.01.

• November 10, 2025, 6:59 PM ET debt materiality 0.55 neutral item 1.01item 2.03item 8.01item 9.01 ◈ Debt Financings

  First Financial Bancorp prices $300M 6.375% subordinated notes due 2035

  $300M aggregate principal; net proceeds ~$296M after 1.25% underwriting discount.

• November 3, 2025, 6:59 PM ET M&A materiality 0.60 neutral item 3.02item 7.01item 8.01item 9.01

  First Financial closes $325M acquisition of Westfield Bancorp; adds $20.6B in assets

  Total consideration $325M: $260M cash plus 2,753,094 shares of FFBC common stock worth $65M.

• November 3, 2025, 6:59 PM ET other materiality 0.20 neutral item 7.01item 9.01

  First Financial Bancorp files Q3 2025 fixed income presentation; no specific financial data in provided excerpt

  Company furnished an investor presentation under Regulation FD dated November 3, 2025.

• October 23, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  First Financial Bancorp Q3 EPS $0.75; record revenue $234M; Westfield deal approved

  Q3 2025 diluted EPS $0.75 ($0.76 adjusted); net income $71.9M.

• October 16, 2025, 7:59 PM ET M&A materiality 0.65 positive item 8.01

  First Financial Bancorp receives regulatory approvals for Westfield Bancorp acquisition; closing expected Nov 1

  Federal Reserve and Ohio Division of Financial Institutions approved merger of Westfield Bank into First Financial Bank on Oct 10, 2025.

• August 21, 2025, 7:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  First Financial Bancorp furnishes investor presentation; no material updates disclosed

  Filing is a routine FD disclosure; no financial results or guidance provided.

• August 11, 2025, 7:59 PM ET M&A materiality 0.75 positive item 1.01item 7.01item 9.01

  First Financial Bancorp acquires BankFinancial in ~$142M all-stock deal

  Each BankFinancial share converted into 0.48 of a FFBC share; transaction valued at ~$142 million.

• July 24, 2025, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01

  First Financial Bancorp Q2 EPS $0.73 ($0.74 adj.); record revenue $226.3M; dividend raised to $0.25

  Net income $70.0M ($0.73 diluted EPS); adjusted EPS $0.74; ROAA 1.52% (adjusted 1.54%).

• June 23, 2025, 7:59 PM ET M&A materiality 0.80 positive item 1.01item 3.02item 7.01item 9.01

  First Financial Bancorp to acquire Westfield Bancorp for $325M in cash and stock

  Total consideration $325M: $260M cash + $65M in ~2.75M FFBC shares based on 10-day VWAP.

• May 29, 2025, 7:59 PM ET other materiality 0.15 neutral item 5.07item 9.01

  Shareholders elect all director nominees, ratify auditors, approve say-on-pay at annual meeting

  All 10 director nominees elected with 73.9M to 75.3M votes in favor; broker non-votes 9.7M.

• May 12, 2025, 7:59 PM ET other materiality 0.00 neutral item 7.01item 9.01

  First Financial Bancorp. files investor presentation; no specific data provided in filing text

  Filing under Item 7.01 (Regulation FD) for use in investor meetings.

• April 24, 2025, 7:59 PM ET earnings materiality 0.65 negative item 2.02item 9.01

  First Financial Bancorp Q1 EPS $0.54 ($0.63 adjusted); net income down 21% from Q4

  Net income of $51.3M ($0.54 diluted EPS) vs $64.9M ($0.68) in Q4 2024; adjusted EPS $0.63.

• March 28, 2025, 7:59 PM ET leadership materiality 0.15 neutral item 5.02item 9.01 ◈ executive_change

  Director Cynthia Booth to retire from First Financial Bancorp board at end of term

  Cynthia Booth notified the company of retirement effective at end of her current term.

• January 28, 2025, 6:59 PM ET other material materiality 0.15 neutral item 7.01item 9.01

  First Financial Bancorp files Q4 2024 investor presentation; no specific results disclosed

  Exhibit 99.1 contains only a cover slide; no earnings, guidance, or financial metrics are included in the filing.

• January 23, 2025, 6:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  First Financial Bancorp Q4 2024 EPS $0.68 ($0.71 adjusted); NIM 3.94%

  Q4 net income $64.9M ($0.68 diluted EPS); adjusted EPS $0.71; Q3 2024 was $0.55.

• November 8, 2024, 6:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  First Financial Bancorp files investor presentation; no financial details provided in excerpt

  Filing includes an investor presentation for Q3 2024 under Item 7.01.

• October 24, 2024, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  FFBC Q3 2024 net income $52.5M ($0.55 EPS); adjusted EPS $0.67; NIM 4.08%

  Diluted EPS of $0.55; adjusted EPS $0.67; net income $52.5M vs. $60.8M in Q2 2024.

• August 27, 2024, 7:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  First Financial Bancorp furnishes Q2 2024 investor presentation; no specific financial data provided

  Filed under Item 7.01 Regulation FD; presentation used in investor meetings.

• July 25, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  First Financial Bancorp Q2 EPS $0.64; adjusted $0.65; dividend raised to $0.24

  Net income $60.8M, diluted EPS $0.64; adjusted EPS $0.65.

• May 30, 2024, 7:59 PM ET other materiality 0.15 neutral item 5.07item 9.01

  First Financial Bancorp shareholders elect all 11 director nominees at annual meeting

  All 11 nominees elected for one-year terms; each received >74M votes for vs <1.6M withheld.

• May 14, 2024, 7:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  First Financial Bancorp furnishes Q1 2024 investor presentation; no new specific data in filing text

  Investor presentation covers Q1 2024 performance and outlook.

• April 25, 2024, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01 ◈ Earnings Releases

  First Financial Q1 EPS $0.53 ($0.59 adjusted); acquires Agile Premium Finance

  Net income $50.7M; diluted EPS $0.53; adjusted EPS $0.59.

• March 21, 2024, 7:59 PM ET leadership materiality 0.30 neutral item 5.02item 9.01 ◈ executive_change ×2

  Directors William Barron and Susan Knust to retire at May 28, 2024 annual meeting

  William Barron and Susan Knust notified their retirement as directors effective at end of current terms.

• February 13, 2024, 6:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  First Financial Bancorp files investor presentation; no specific data provided

  Exhibit 99.1 titled 'Investor Presentation • Fourth Quarter 2023' attached but full content not available in filing excerpt.

• January 25, 2024, 6:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01 ◈ Earnings Releases ×2

  FFBC Q4 2023 EPS $0.60 ($0.62 adj); loan growth 10.7% annualized; TBV up 13.5%

  Net income $56.7M, diluted EPS $0.60; adjusted EPS $0.62 (Non-GAAP).

• December 5, 2023, 6:59 PM ET other material materiality 0.60 positive item 8.01item 9.01

  First Financial Bancorp authorizes buyback of up to 5M shares (~5% of outstanding)

  Board authorized repurchase of up to 5,000,000 shares, ~5% of shares outstanding as of Sep 30, 2023.

• November 13, 2023, 6:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  First Financial Bancorp files investor presentation for Q3 2023; no specific financial data disclosed in filing text

  Presentation attached as Exhibit 99.1 covers third-quarter 2023; content not reproduced in this filing.

• October 24, 2023, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01 ◈ Earnings Releases

  First Financial Bancorp Q3 EPS $0.66 ($0.67 adj); net interest margin 4.33%; dividend $0.23

  Diluted EPS of $0.66 ($0.67 adjusted); net income $63.1M; adjusted EPS up 10% YoY.

• August 15, 2023, 7:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  First Financial Bancorp furnishes Q2 2023 investor presentation with no new material disclosures

  Presentation furnished under Regulation FD for investor meetings; no earnings results or guidance provided.

• July 20, 2023, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  FFBC Q2 adjusted EPS $0.72 (+29% YoY); NIM 4.48% down 7bp QoQ

  Diluted EPS $0.69 ($0.72 adjusted); net income $65.7M vs Q1 $70.4M.

• May 30, 2023, 7:59 PM ET other materiality 0.05 neutral item 7.01item 9.01

  First Financial Bancorp posts investor presentation for Q1 2023 without disclosing specific financial results

  Filing under Regulation FD; investor presentation furnished as Exhibit 99.1.

• May 25, 2023, 7:59 PM ET other materiality 0.15 neutral item 5.07item 9.01 ◈ Shareholder Votes ×4

  Annual meeting results: directors elected, Crowe LLP ratified, say-on-pay approved with annual frequency

  Quorum of 83,642,086 shares (87.87%) present at May 23 annual meeting.

• April 20, 2023, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  First Financial Bancorp Q1 2023 EPS $0.74 (adj. $0.76); revenue $214.9M record

  EPS $0.74 GAAP, $0.76 adjusted; 65% increase YoY.

• March 17, 2023, 7:59 PM ET leadership materiality 0.50 neutral item 5.02item 9.01 ◈ executive_change ×2

  COO John Gavigan to depart April 1; CFO James Anderson adds COO role

  John Gavigan, Chief Operating Officer, will separate from the Company effective April 1, 2023.

• February 14, 2023, 6:59 PM ET other material materiality 0.20 neutral item 7.01item 9.01

  First Financial Bancorp. files Q4 2022 investor presentation

  Presentation attached as Exhibit 99.1 for use in meetings with investors and analysts.

• January 26, 2023, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  First Financial Q4 EPS $0.73; record revenue; loan growth 20.3% annualized

  Net income $69.1M ($0.73 diluted EPS) vs $55.7M ($0.59) in Q3 2022.

• January 10, 2023, 6:59 PM ET leadership materiality 0.20 neutral item 5.02item 9.01 ◈ executive_change

  Director Corinne Finnerty to retire, will not stand for re-election at May 2023 meeting

  Corinne Finnerty notified First Financial Bancorp of her retirement as a director.

• November 7, 2022, 6:59 PM ET other materiality 0.25 neutral item 7.01item 9.01

  First Financial Bancorp furnishes Q3 2022 investor presentation; no specific details available from exhibit text.

  Investor presentation for Third Quarter 2022 made available via 8-K filed November 7, 2022.

• October 20, 2022, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 9.01

  First Financial Bancorp Q3 EPS $0.59; NIM expands 53 bps to 3.98%

  Diluted EPS $0.59 ($0.61 adjusted); net income $55.7M.

• September 6, 2022, 7:59 PM ET other material materiality 0.15 neutral item 7.01item 9.01

  First Financial Bancorp furnishes investor presentation; no material new information disclosed

  Investor presentation for Q2 2022 furnished under Item 7.01 Regulation FD.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.50 · Most common event earnings

18 positive 1 negative 31 neutral

source · FFBC on sec.gov