Colony Bankcorp Q2 net income $8.0M ($0.46 EPS), NIM expands to 3.12%, dividend $0.115

COLONY BANKCORP INC

2025-Q2 EPS reported $0.83

Net income $8.0M ($0.46 diluted EPS) vs $5.5M ($0.31) YoY; adjusted EPS $0.46.
Net interest margin 3.12% vs 2.68% YoY; loans grew $72.3M QoQ to $1.99B.
Provision for credit losses $450K, down from $1.5M in Q1; NPLs $11.4M vs $13.0M prior.
Declared $0.1150/share quarterly dividend, payable Aug 20; repurchased 62K shares at $15.46.
CEO cites strong core earnings and announces strategic acquisition of TC Bancshares, Inc. (separate release).

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