earnings
confidence high
sentiment positive
materiality 0.85
GABC Q3 2025 record net income $35.1M ($0.94 EPS), up 67% YoY; dividend $0.29
GERMAN AMERICAN BANCORP, INC.
2025-Q3 EPS reported
$2.10
revenue$360,750,000
- Net income $35.1M ($0.94 diluted EPS) vs $21.0M ($0.71) in Q3 2024; adjusted EPS $0.92.
- Net interest margin widened to 4.06%; return on avg assets 1.68%, avg tangible equity 21.0%.
- Total loans $5.79B, up 3% annualized linked quarter; non-performing assets 0.28% of total assets.
- Total deposits $7.01B, up 3% annualized linked quarter; non-interest bearing deposits 28% of total.
- Board declares $0.29/share quarterly cash dividend, payable Nov 20 to holders of record Nov 10.