ACNB Q4 net income up 61% YoY to $6.6M; pending Traditions acquisition close Feb 1

ACNB CORP

2024-FY EPS reported $3.73 revenue$132,195,000

Q4 2024 net income $6.6M ($0.77 diluted EPS) vs $4.1M ($0.48) in Q4 2023, up 61%.
FY 2024 net income $31.8M ($3.73 diluted EPS) vs $31.6M ($3.71) in FY 2023, up 0.5%.
Merger-related expense totaled $885K in Q4, $2.0M for FY 2024 due to pending Traditions acquisition.
FTE net interest margin 3.79% for FY 2024 vs 4.07% in FY 2023; non-performing loans 0.40% of total loans.
Tangible book value per share $29.51 at Dec 31, 2024 vs $26.44 a year ago.

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