earnings
confidence high
sentiment positive
materiality 0.70
Capital City Bank Group Q4 EPS $0.77, record full-year net income $52.9M
CAPITAL CITY BANK GROUP INC
2024-FY EPS reported
$3.12
- Q4 net income $13.1M ($0.77/share) flat vs Q3; up from $11.7M ($0.70) in Q4 2023.
- Full year 2024 net income $52.9M ($3.12/share) vs $52.3M ($3.07) in 2023; record earnings.
- Tangible book value per share up 15.6% to $23.70; dividend raised 15.8% to $0.23 quarterly.
- Net interest margin 4.17% in Q4 (up 5 bps QoQ); deposit costs down 6 bps; provision expense $0.7M.
- End-of-period loans down 1.2% ($31.5M); deposits up 2.6% ($92.9M) on seasonal public funds.