earnings
confidence high
sentiment positive
materiality 0.75
City Holding posts record Q2 net income of $33.4M; EPS $2.29, ROA 2.03%
CITY HOLDING CO
2025-Q2 EPS reported
$4.35
- Record quarterly net income of $33.4M; diluted EPS $2.29; return on assets 2.03%, return on tangible equity 22.7%.
- Net interest margin expanded to 3.95% from 3.84% in Q1; net interest income increased 5.6% sequentially.
- Credit quality improved: nonperforming assets ratio fell to 0.33% from 0.38%; recorded $2.0M recovery of credit losses.
- Loans grew $53.4M (1.3%) to $4.34B; deposit mix core retail; tangible equity ratio 9.4%.
- Repurchased 175k shares at $111.09; quarterly dividend $0.79 per share.