earnings
confidence high
sentiment positive
materiality 0.65
City Holding Q1 net income $31.7M ($2.20 EPS); NIM 3.97%, buyback authorized 1M shares
CITY HOLDING CO
2026-Q1 EPS reported
$2.20
- Net income $31.7M, diluted EPS $2.20; ROA 1.92%, ROE 19.3%.
- Net interest margin improved to 3.97% from 3.94% Q4 2025; net interest income $59.6M, down 1.6% sequentially.
- Nonperforming assets decreased to 0.27% of loans (from 0.32% at Dec 2025); provision for credit losses $0.6M.
- Board authorized up to 1M share buyback (~7% of outstanding); $0.87 dividend declared, payable Apr 30.
- Loans $4.50B, down 0.3% from Dec 2025; deposit balances increased $42.6M to quarter-end.