earnings
confidence high
sentiment positive
materiality 0.55
CNB Financial Q1 net income $26.0M ($0.88 EPS) vs $10.4M a year ago
CNB FINANCIAL CORP/PA
2026-Q1 EPS
reported $0.88
vs consensus $0.82
▲ beat
(+7.4%)
- Diluted EPS $0.88 vs $1.10 in Q4 2025 (reported) and $0.50 in Q1 2025; adjusted Q4 EPS was $0.87.
- Loans ex-syndications $6.4B, down 1.41% sequentially due to higher CRE prepayments; deposits grew 1.62% to $7.1B.
- Net interest margin 3.83% (FTE 3.84%), flat QoQ; purchase accounting loan accretion $3.0M in Q1.
- Nonperforming assets $49.2M (0.58% of assets) vs $42.2M (0.50%) at Dec. 31, 2025; net charge-offs 0.06% annualized.
- Tangible book value per share rose to $23.97 from adjusted $23.88 at Dec. 31, 2025.