earnings
confidence high
sentiment positive
materiality 0.60
CNB Financial Q3 2026 net income $27.0M, $0.91 EPS, up from $0.69 a year ago
CNB FINANCIAL CORP/PA
- Net income available to common shareholders $27.0M, or $0.91 diluted EPS, vs $18.9M/$0.69 in Q3 2025; up $0.09/share vs $0.82 adjusted EPS a year ago.
- Organic loans (excluding $124.1M syndicated) $6.5B, up $76.5M, or 4.73% annualized, from June 30 on commercial and residential real estate growth.
- Deposits $7.0B, down $32.6M (0.46%); excluding the $76.1M exit of higher-cost corporate deposits at 3.69%, deposits rose $43.5M, or 2.44% annualized.
- Net interest margin 3.89% vs 3.88% in Q2; includes $2.7M of purchase-accounting loan accretion, down from $4.8M in Q2.
- Nonperforming assets $56.9M (0.68% of assets); net charge-offs $2.4M (0.14% annualized) including $1.6M on one C&I relationship; TBV/share $24.87.