Camden National reports record Q3 net income $21.2M, diluted EPS $1.25, up 51% QoQ

CAMDEN NATIONAL CORP

2025-Q3 EPS reported $2.51 vs consensus $1.19 ▲ beat (+110.2%)

Record net income $21.2M, diluted EPS $1.25, both up 51% vs Q2 2025; non-GAAP pre-tax pre-provision income $29.5M (+19%).
Net interest margin expanded 10 bps to 3.16%; GAAP efficiency ratio improved to 54.94% from 60.37%.
Loans grew 4% annualized; deposits ex-brokered up 2% seasonally; loan-to-deposit ratio 93%.
Charged-off $10.7M on a syndicated telecommunication loan; ACL on loans 0.91% (down from 1.08%).
Book value per share $39.97 (+4%); tangible book value $28.42 (+6%); dividend $0.42/share payable Oct 31.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.