Citizens Financial Q1 net income $517M, EPS $1.13, up 47% YoY; NIM expands to 3.14%

CITIZENS FINANCIAL GROUP INC/RI

2026-Q1 EPS reported $1.13 revenue$2,168,000,000

Net income $517M (+39% YoY); diluted EPS $1.13 (+47% YoY); ROTCE 12.2%.
Total revenue $2,168M (+12% YoY); NII $1,562M (+12% YoY); NIM FTE 3.14% (+24 bps YoY).
Positive operating leverage 7.2% YoY; PPNR $790M (+27% YoY).
Net charge-offs 39 bps (down 19 bps YoY); ACL coverage 1.52%; nonaccruals 1.04%.
Declares $0.46 quarterly common dividend, payable May 14, 2026 to holders of record Apr 30.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.98

CITIZENS FINANCIAL GROUP INC/RI reported first quarter 2026 results: revenue $2,168 million, net income $517 million, EPS $1.13.

Period: first quarter 2026
Revenue: $2,168 million
Net income: $517 million
EPS: $1.13
Result: reported results

Exact text from the filing

Citizens Financial Group, Inc. Reports First Quarter 2026 Net Income of $517 million, up 39% YoY, and EPS of $1.13, up 47% YoY

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CITIZENS FINANCIAL GROUP INC/RI filing history →

Source: SEC EDGAR

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