Citizens Financial Q2 net income $587M, EPS $1.30, up 41% YoY; revenue up 12%

CITIZENS FINANCIAL GROUP INC/RI

Net income $587M, EPS $1.30, up 41% YoY and 15% QoQ; ROTCE 13.9%.
Revenue $2,283M, up 12% YoY; NII +14% YoY, fees +9% YoY; positive operating leverage 6.4%.
Loans up 3% spot QoQ; NCO ratio 37bps, down 2bps QoQ; CET1 10.4%.
Private Bank contributed $0.15 to EPS, up from $0.11 in Q1; record Capital Markets and Wealth fees.
Dividend $0.46/share declared, payable Aug 13; TBV/share $38.29, up 1% QoQ.

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